Independent guide. Not affiliated with CMS, HHS, or Medicare.gov. Data updated October 24, 2026

2027 Medicare Advantage exits · NY county list

Medicare Advantage Plans Leaving New York in 2027

197,685 Medicare Advantage members in New York are in plans that CMS lists as non-renewed for 2027. The exits reach 62 counties and 47 contract-plan combinations. Check your county and your plan before December 7, 2026.

197,685 Affected members in non-renewed plans.
62 Counties with at least one exit and affected members.
47 2026 plans ending in New York.
10.8% Share of the state’s 2026 county-level MA enrollment.

Check your New York county

Five-digit ZIP only. The lookup runs in your browser.

What is changing in New York

The 2026 Medicare Advantage market in New York includes 200 contract-plan combinations across 62 counties, with 1,837,345 members in the October 2026 CPSC file. For 2027, 47 of those plans are marked as terminated or non-renewed. The affected population is 197,685 members, or 10.8% of the state’s county-level enrollment.

The largest local impact is in Onondaga, where 19,382 members (36.7% of the county’s MA enrollment) are in 12 ending plans. The county still has 35 2027 plan options in the crosswalk, so most members should have alternatives in the same county — but the networks and drug lists can differ.

A plan marked continuing is not automatically unchanged. The 2027 crosswalk includes “Renewal Plan,” “Renewal Plan with SAR” (service area reduced), “Renewal Plan with SAE” (service area expanded), and “Consolidated Renewal Plan” (plan ID or plan structure changes). Check the plan detail on each county page, and confirm your doctors and drugs with the plan.

Counties with the largest affected populations

The table lists the 25 counties with the most affected members. Counties marked “County page” have a full plan-level page; the rest are covered by this state page and Medicare Plan Finder.

New York counties with a 2027 Medicare Advantage exit
County Affected 2026 MA Ending plans 2027 options Detail
Onondaga 19,382 52,839 12 35 County page
Oneida 12,954 28,612 13 32 County page
Nassau 12,163 83,478 10 50 State page
Erie 11,058 127,020 11 50 State page
Broome 9,813 22,357 11 29 State page
Monroe 9,755 110,963 7 32 State page
New York 9,139 128,464 12 59 State page
Suffolk 8,182 82,403 7 42 State page
Oswego 5,644 15,917 12 26 State page
Steuben 4,708 12,315 10 28 State page
Herkimer 4,678 8,412 10 21 State page
Chemung 4,360 10,550 11 25 State page
Chenango 3,959 7,181 9 22 State page
Queens 3,951 232,639 10 61 State page
Kings 3,865 213,298 10 64 State page
Westchester 3,752 58,727 10 60 State page
Orange 3,710 22,985 8 40 State page
Cayuga 3,654 9,624 11 28 State page
Madison 3,509 8,616 10 28 State page
Otsego 3,335 6,006 9 18 State page
Tioga 3,229 6,268 10 25 State page
Jefferson 3,116 11,129 9 28 State page
Delaware 2,865 5,243 9 16 State page
Niagara 2,827 32,294 9 42 State page
St. Lawrence 2,733 10,423 7 23 State page

Affected members are the October 2026 CPSC enrollment of plans the 2027 crosswalk marks as terminated or non-renewed. “2027 options” counts distinct 2027 contract-plan targets in the crosswalk.

Show all 62 counties with an exit
All New York counties with affected enrollment
County Affected 2026 MA Ending plans 2027 options
Onondaga 19,382 52,839 12 35
Oneida 12,954 28,612 13 32
Nassau 12,163 83,478 10 50
Erie 11,058 127,020 11 50
Broome 9,813 22,357 11 29
Monroe 9,755 110,963 7 32
New York 9,139 128,464 12 59
Suffolk 8,182 82,403 7 42
Oswego 5,644 15,917 12 26
Steuben 4,708 12,315 10 28
Herkimer 4,678 8,412 10 21
Chemung 4,360 10,550 11 25
Chenango 3,959 7,181 9 22
Queens 3,951 232,639 10 61
Kings 3,865 213,298 10 64
Westchester 3,752 58,727 10 60
Orange 3,710 22,985 8 40
Cayuga 3,654 9,624 11 28
Madison 3,509 8,616 10 28
Otsego 3,335 6,006 9 18
Tioga 3,229 6,268 10 25
Jefferson 3,116 11,129 9 28
Delaware 2,865 5,243 9 16
Niagara 2,827 32,294 9 42
St. Lawrence 2,733 10,423 7 23
Saratoga 2,700 26,040 7 37
Tompkins 2,699 6,890 8 12
Cortland 2,526 5,096 10 26
Albany 2,216 26,074 7 44
Dutchess 2,111 20,419 6 33
Bronx 2,109 151,826 10 60
Chautauqua 1,983 20,174 10 34
Schenectady 1,778 16,981 7 41
Livingston 1,642 9,326 5 22
Richmond 1,574 38,277 7 44
Cattaraugus 1,506 11,202 10 37
Ulster 1,439 15,101 4 33
Montgomery 1,326 6,881 9 32
Rensselaer 1,278 15,633 7 41
Lewis 1,222 3,340 8 23
Schuyler 1,214 2,414 8 20
Sullivan 1,007 6,138 4 33
Columbia 980 6,387 7 32
Rockland 939 15,577 6 45
Fulton 930 7,545 6 32
Warren 930 9,406 7 33
Genesee 887 9,587 11 36
Putnam 743 5,330 5 27
Washington 733 8,733 7 31
Greene 678 5,478 7 30
Allegany 655 5,939 9 36
Schoharie 629 3,518 5 24
Wyoming 479 6,130 8 38
Ontario 424 18,091 6 24
Seneca 424 4,424 4 26
Orleans 403 6,301 9 31
Wayne 284 14,669 3 20
Yates 282 3,923 4 22
Clinton 254 7,773 3 21
Essex 174 3,719 3 19
Franklin 137 4,722 3 22
Hamilton 49 518 2 14

Carriers with the most affected members in New York

The table groups ending plans by parent organization and counts the 2026 members behind them. It is not a ranking of plan quality or a recommendation.

New York parent organizations with affected members
Organization Affected members Ending plans Counties
Excellus Health Plan, Inc 72,388 87 30
Humana 54,405 108 56
Aetna Medicare 20,289 78 54
Mvp Health Care 13,510 44 44
Highmark Blue Cross Blue Shield or Highmark Blue Shield 10,505 42 18
Elderplan 6,759 14 8
UnitedHealthcare 6,544 1 1
HealthSpring 4,377 12 12
EmblemHealth 3,769 34 21
Independent Health 2,637 8 8

Parent organization names come from the CMS CPSC Contract Info file. One organization can operate several contracts and plan names.

Counties with a published page

New York deadlines

2027 Medicare Advantage dates for New York
Event Date
Annual Election Period (AEP) October 15 – December 7, 2026
Non-renewal Special Enrollment Period December 8, 2026 – February 28, 2027
2027 plan year begins January 1, 2027
Medicare Advantage Open Enrollment Period January 1 – March 31, 2027

What to do next

  1. Read your notice and confirm the plan ID Non-renewal notices for contracts ending December 31 must be sent by October 2, 2026.
  2. Compare the 2027 plans in your county Check networks, drug lists, premiums, and service areas. A continuing plan can still change benefits.
  3. Enroll by December 7, 2026 Coverage chosen during the Annual Election Period starts January 1, 2027.
  4. Use the non-renewal SEP if you need it December 8, 2026 through February 28, 2027, for people whose plan is leaving.
  5. Check Medigap if you return to Original Medicare The federal guaranteed-issue window is November 1, 2026 through March 4, 2027 for a December 31, 2026 plan ending.

New York Medicare Advantage questions

How many Medicare Advantage plans are leaving New York in 2027?

The 2027 CMS crosswalk marks 47 contract-plan combinations serving New York as terminated or non-renewed. Those plans had 197,685 members in 62 counties where CPSC reports enrollment.

Which New York county is most affected?

Onondaga has the largest affected population: 19,382 members, or 36.7% of its 2026 Medicare Advantage enrollment. 12 of its 46 2026 plans are ending.

Can I get free help in New York?

Yes. Health Insurance Information, Counseling and Assistance (HIICAP) provides free, unbiased Medicare counseling. Call 1-800-701-0501 or visit the state SHIP page.

Do I have to change plans if my plan is not on the exit list?

No. A plan marked continuing stays in the CMS crosswalk for 2027, but benefits, premiums, networks, and drug lists can still change. Review your Annual Notice of Change and confirm your doctors and drugs before the Annual Election Period ends December 7, 2026.

Sources and data notes

State totals are built from the October 2026 CMS CPSC files and the CMS 2027 Part C&D Plan Crosswalk. Star ratings are 2027 contract-level Part C ratings. Data version 2026-10-24; last updated October 24, 2026. Read the methodology and limitations.

  1. Monthly Enrollment by Contract/Plan/State/County (CPSC), October 2026 — Centers for Medicare & Medicaid Services.
  2. 2027 Part C&D Plan Crosswalk — Centers for Medicare & Medicaid Services.
  3. 2027 Star Ratings Data Tables — Centers for Medicare & Medicaid Services.
  4. MA Plan Directory — Centers for Medicare & Medicaid Services.
  5. Medicare Advantage in 2026: Enrollment Update and Key Trends — KFF.
  6. CNN: More than 3 million Medicare Advantage enrollees need to find new plans for 2027 — Better Medicare Alliance.
  7. Medicare Advantage insurer exits pile up for 2027 — Modern Healthcare.
  8. CMS Finalizes 2027 Medicare Advantage Rates: 1,471 Counties, 32 Carriers — SeniorWire.

This page is information only and is not insurance advice. Medicare Plan Exits is not affiliated with CMS, HHS, or Medicare.gov. Confirm plan details with the plan, your SHIP, or Medicare.gov before enrolling.