2027 Medicare Advantage exits · NM county detail
Medicare Advantage Plans Leaving Bernalillo, NM in 2027
29,674 Medicare Advantage members in Bernalillo are in plans that CMS lists as non-renewed for 2027. That is 43.2% of the county’s 68,750 county-level MA members.
Check your plan in Bernalillo
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What is happening in Bernalillo
The October 2026 CMS enrollment file shows 68,750 Medicare Advantage members in Bernalillo across 50 contract-plan combinations. The CMS 2027 crosswalk marks 17 of those plans as terminated or non-renewed, leaving 29,674 members (43.2%) in plans that end December 31, 2026.
The largest single exit is Presbyterian Senior Care Plan 2 with Rx (HMO) from Presbyterian Health Plan, with 15,695 members (22.8% of the county’s MA enrollment). The largest affected organization is Presbyterian Health Plan, with 17,782 affected members.
33 other plans are marked continuing for 2027. Some are “Renewal Plan with SAR” (service area reduced), “Renewal Plan with SAE” (service area expanded), or “Consolidated Renewal Plan” (plan ID or plan structure changes). A continuing plan is not automatically unchanged, so check the plan detail and confirm your doctors and drugs.
Plans ending in Bernalillo
The table lists every 2026 plan in the county that the 2027 crosswalk marks as terminated or non-renewed, sorted by 2026 enrollment. The last column shows other 2027 plans in the same county from the plan’s own carrier where available. It is not a recommendation.
| Plan | Carrier | Type | 2026 members | County share | 2027 status | Other 2027 plans in county |
|---|---|---|---|---|---|---|
| Presbyterian Senior Care Plan 2 with Rx (HMO) | Presbyterian Health Plan | HMO / HMO-POS | 15,695 | 22.8% | Exiting in 2027 Exiting (non-renewed for 2027) | Presbyterian Dual Plus (HMO D-SNP) (Presbyterian Health Plan) Presbyterian Dual Plus (HMO D-SNP) (Presbyterian Health Plan) |
| Blue Cross Medicare Advantage Select (HMO) | Blue Cross and Blue Shield of New Mexico | HMO / HMO-POS | 5,738 | 8.3% | Exiting in 2027 Exiting (non-renewed for 2027) | Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) (Blue Cross and Blue Shield of New Mexico) Blue Cross Medicare Advantage Basic (HMO-POS) (Blue Cross and Blue Shield of IL, NM) |
| Blue Cross Medicare Advantage Dental Premier (PPO) | Blue Cross and Blue Shield of NM, TX | Local PPO | 1,960 | 2.9% | Exiting in 2027 Exiting (non-renewed for 2027) | Blue Cross Medicare Advantage Basic (HMO-POS) (Blue Cross and Blue Shield of IL, NM) Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) (Blue Cross and Blue Shield of New Mexico) |
| Blue Cross MA Dual Care Plus Preferred (PPO D-SNP) | Blue Cross and Blue Shield of IL, NM, OK, TX | Local PPO Dual-Eligible | 1,412 | 2.1% | Exiting in 2027 Exiting (non-renewed for 2027) | Blue Cross Medicare Advantage Basic (HMO-POS) (Blue Cross and Blue Shield of IL, NM) Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) (Blue Cross and Blue Shield of New Mexico) |
| Presbyterian Senior Care Plan 3 with Rx (HMO) | Presbyterian Health Plan | HMO / HMO-POS | 1,112 | 1.6% | Exiting in 2027 Exiting (non-renewed for 2027) | Presbyterian Dual Plus (HMO D-SNP) (Presbyterian Health Plan) Presbyterian Dual Plus (HMO D-SNP) (Presbyterian Health Plan) |
| Blue Cross Medicare Advantage Choice Premier (PPO) | Blue Cross and Blue Shield of NM, TX | Local PPO | 1,071 | 1.6% | Exiting in 2027 Exiting (non-renewed for 2027) | Blue Cross Medicare Advantage Basic (HMO-POS) (Blue Cross and Blue Shield of IL, NM) Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) (Blue Cross and Blue Shield of New Mexico) |
| Presbyterian Senior Care Plan 1 (HMO) | Presbyterian Health Plan | HMO / HMO-POS | 975 | 1.4% | Exiting in 2027 Exiting (non-renewed for 2027) | Presbyterian Dual Plus (HMO D-SNP) (Presbyterian Health Plan) Presbyterian Dual Plus (HMO D-SNP) (Presbyterian Health Plan) |
| SCAN Classic (HMO) | SCAN Health Plan | HMO / HMO-POS | 479 | 0.7% | Exiting in 2027 Exiting (non-renewed for 2027) | Blue Cross Medicare Advantage Basic (HMO-POS) (Blue Cross and Blue Shield of IL, NM) Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) (Blue Cross and Blue Shield of New Mexico) |
| Blue Cross Medicare Advantage Health Choice (PPO) | Blue Cross and Blue Shield of NM, TX | Local PPO | 470 | 0.7% | Exiting in 2027 Exiting (non-renewed for 2027) | Blue Cross Medicare Advantage Basic (HMO-POS) (Blue Cross and Blue Shield of IL, NM) Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) (Blue Cross and Blue Shield of New Mexico) |
| Blue Cross Medicare Advantage Classic (PPO) | Blue Cross and Blue Shield of IL, NM, OK, TX | Local PPO | 384 | 0.6% | Exiting in 2027 Exiting (non-renewed for 2027) | Blue Cross Medicare Advantage Basic (HMO-POS) (Blue Cross and Blue Shield of IL, NM) Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) (Blue Cross and Blue Shield of New Mexico) |
| SCAN Balance (HMO C-SNP) | SCAN Health Plan | HMO / HMO-POS Chronic or Disabling Condition | 138 | 0.2% | Exiting in 2027 Exiting (non-renewed for 2027) | Blue Cross Medicare Advantage Basic (HMO-POS) (Blue Cross and Blue Shield of IL, NM) Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) (Blue Cross and Blue Shield of New Mexico) |
| SCAN Strive (HMO C-SNP) | SCAN Health Plan | HMO / HMO-POS Chronic or Disabling Condition | 91 | 0.1% | Exiting in 2027 Exiting (non-renewed for 2027) | Blue Cross Medicare Advantage Basic (HMO-POS) (Blue Cross and Blue Shield of IL, NM) Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) (Blue Cross and Blue Shield of New Mexico) |
| Blue Cross Medicare Advantage Optimum (PPO) | Blue Cross and Blue Shield of NM, TX | Local PPO | 61 | 0.1% | Exiting in 2027 Exiting (non-renewed for 2027) | Blue Cross Medicare Advantage Basic (HMO-POS) (Blue Cross and Blue Shield of IL, NM) Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) (Blue Cross and Blue Shield of New Mexico) |
| CHRISTUS Health Medicare Plus (HMO) | CHRISTUS Health Advantage | HMO / HMO-POS | 38 | 0.1% | Exiting in 2027 Exiting (non-renewed for 2027) | Blue Cross Medicare Advantage Basic (HMO-POS) (Blue Cross and Blue Shield of IL, NM) Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) (Blue Cross and Blue Shield of New Mexico) |
| CHRISTUS Health Medicare Guardian (HMO) | CHRISTUS Health Advantage | HMO / HMO-POS | 22 | 0.0% | Exiting in 2027 Exiting (non-renewed for 2027) | Blue Cross Medicare Advantage Basic (HMO-POS) (Blue Cross and Blue Shield of IL, NM) Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) (Blue Cross and Blue Shield of New Mexico) |
| SCAN MyChoice (HMO) | SCAN Health Plan | HMO / HMO-POS | 16 | 0.0% | Exiting in 2027 Exiting (non-renewed for 2027) | Blue Cross Medicare Advantage Basic (HMO-POS) (Blue Cross and Blue Shield of IL, NM) Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) (Blue Cross and Blue Shield of New Mexico) |
| Blue Cross Medicare Advantage Balance (PPO) | Blue Cross and Blue Shield of NM, TX | Local PPO | 12 | 0.0% | Exiting in 2027 Exiting (non-renewed for 2027) | Blue Cross Medicare Advantage Basic (HMO-POS) (Blue Cross and Blue Shield of IL, NM) Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) (Blue Cross and Blue Shield of New Mexico) |
“Other 2027 plans” means a plan listed as continuing in the same county. It does not confirm that the plan is accepting new members, that your doctors are in network, or that your drugs are covered.
Plans continuing in Bernalillo
These plans are listed as continuing for 2027. The table shows the 20 largest by 2026 enrollment; the full list is below. A “Continuing” label does not mean the premium, network, or drug list stayed the same.
| 2026 plan | 2027 plan | Carrier | 2026 members | 2027 status |
|---|---|---|---|---|
| Humana Gold Plus H0028-019 (HMO) | Same plan name | Humana | 8,332 | Continuing in 2027 Continuing unchanged |
| Presbyterian Dual Plus (HMO D-SNP) | Same plan name | Presbyterian Health Plan | 5,613 | Continuing in 2027 Continuing unchanged |
| UHC Dual Complete NM-S1 (PPO D-SNP) | UHC Dual Complete NM-Q1 (PPO D-SNP) | UnitedHealthcare | 3,813 | Continuing in 2027 Continuing — some plan options change |
| AARP Medicare Advantage from UHC NM-0004 (PPO) | AARP Medicare Advantage Essentials from UHC NM-4 (PPO) | UnitedHealthcare | 3,185 | Continuing in 2027 Continuing unchanged |
| AARP Medicare Advantage from UHC NM-0001 (PPO) | Same plan name | UnitedHealthcare | 2,484 | Continuing in 2027 Continuing unchanged |
| Humana Total Complete H4461-064 (HMO) | Humana Total Complete (HMO) | Humana | 2,086 | Continuing in 2027 Continuing unchanged |
| AARP Medicare Advantage from UHC NM-0009 (HMO-POS) | Same plan name | UnitedHealthcare | 1,442 | Continuing in 2027 Continuing unchanged |
| HealthSpring Preferred (HMO) | Same plan name | HealthSpring | 1,261 | Continuing in 2027 Continuing — service area reduced |
| Humana Essentials Plus Giveback H5216-435 (PPO) | Humana Essentials Plus Giveback (PPO) | Humana | 1,222 | Continuing in 2027 Continuing — service area reduced |
| UHC Complete Care NM-11 (PPO C-SNP) | Same plan name | UnitedHealthcare | 800 | Continuing in 2027 Continuing — service area expanded |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Same plan name | Humana | 797 | Continuing in 2027 Continuing unchanged |
| Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP) | Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) | Blue Cross and Blue Shield of New Mexico | 784 | Continuing in 2027 Continuing — some plan options change |
| AARP Medicare Advantage Giveback from UHC NM-7 (PPO) | Same plan name | UnitedHealthcare | 783 | Continuing in 2027 Continuing unchanged |
| Humana USAA Honor Giveback (PPO) | Same plan name | Humana | 770 | Continuing in 2027 Continuing — plan ID may change |
| Humana Value Choice H5216-078 (PPO) | Humana Value Choice (PPO) | Humana | 632 | Continuing in 2027 Continuing — service area reduced |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Same plan name | Humana | 624 | Continuing in 2027 Continuing unchanged |
| HumanaChoice H5216-223 (PPO) | Same plan name | Humana | 521 | Continuing in 2027 Continuing — plan ID may change |
| UHC Complete Care Support NM-1A (PPO C-SNP) | Same plan name | UnitedHealthcare | 520 | Continuing in 2027 Continuing unchanged |
| Presbyterian Senior Care Extra Health Plan with Rx (HMO) | Presbyterian Dual Plus (HMO D-SNP) | Presbyterian Health Plan | 509 | Continuing in 2027 Continuing — plan ID may change |
| AARP Medicare Advantage Patriot No Rx NM-MA01 (PPO) | Same plan name | UnitedHealthcare | 442 | Continuing in 2027 Continuing unchanged |
Show all 33 continuing plans
| 2026 plan | 2027 plan | Carrier | 2026 members | 2027 status |
|---|---|---|---|---|
| Humana Gold Plus H0028-019 (HMO) | Same plan name | Humana | 8,332 | Continuing in 2027 Continuing unchanged |
| Presbyterian Dual Plus (HMO D-SNP) | Same plan name | Presbyterian Health Plan | 5,613 | Continuing in 2027 Continuing unchanged |
| UHC Dual Complete NM-S1 (PPO D-SNP) | UHC Dual Complete NM-Q1 (PPO D-SNP) | UnitedHealthcare | 3,813 | Continuing in 2027 Continuing — some plan options change |
| AARP Medicare Advantage from UHC NM-0004 (PPO) | AARP Medicare Advantage Essentials from UHC NM-4 (PPO) | UnitedHealthcare | 3,185 | Continuing in 2027 Continuing unchanged |
| AARP Medicare Advantage from UHC NM-0001 (PPO) | Same plan name | UnitedHealthcare | 2,484 | Continuing in 2027 Continuing unchanged |
| Humana Total Complete H4461-064 (HMO) | Humana Total Complete (HMO) | Humana | 2,086 | Continuing in 2027 Continuing unchanged |
| AARP Medicare Advantage from UHC NM-0009 (HMO-POS) | Same plan name | UnitedHealthcare | 1,442 | Continuing in 2027 Continuing unchanged |
| HealthSpring Preferred (HMO) | Same plan name | HealthSpring | 1,261 | Continuing in 2027 Continuing — service area reduced |
| Humana Essentials Plus Giveback H5216-435 (PPO) | Humana Essentials Plus Giveback (PPO) | Humana | 1,222 | Continuing in 2027 Continuing — service area reduced |
| UHC Complete Care NM-11 (PPO C-SNP) | Same plan name | UnitedHealthcare | 800 | Continuing in 2027 Continuing — service area expanded |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Same plan name | Humana | 797 | Continuing in 2027 Continuing unchanged |
| Blue Cross Medicare Advantage Dual Care Plus (HMO D-SNP) | Blue Cross Medicare Advantage Dual Care (HMO-POS D-SNP) | Blue Cross and Blue Shield of New Mexico | 784 | Continuing in 2027 Continuing — some plan options change |
| AARP Medicare Advantage Giveback from UHC NM-7 (PPO) | Same plan name | UnitedHealthcare | 783 | Continuing in 2027 Continuing unchanged |
| Humana USAA Honor Giveback (PPO) | Same plan name | Humana | 770 | Continuing in 2027 Continuing — plan ID may change |
| Humana Value Choice H5216-078 (PPO) | Humana Value Choice (PPO) | Humana | 632 | Continuing in 2027 Continuing — service area reduced |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Same plan name | Humana | 624 | Continuing in 2027 Continuing unchanged |
| HumanaChoice H5216-223 (PPO) | Same plan name | Humana | 521 | Continuing in 2027 Continuing — plan ID may change |
| UHC Complete Care Support NM-1A (PPO C-SNP) | Same plan name | UnitedHealthcare | 520 | Continuing in 2027 Continuing unchanged |
| Presbyterian Senior Care Extra Health Plan with Rx (HMO) | Presbyterian Dual Plus (HMO D-SNP) | Presbyterian Health Plan | 509 | Continuing in 2027 Continuing — plan ID may change |
| AARP Medicare Advantage Patriot No Rx NM-MA01 (PPO) | Same plan name | UnitedHealthcare | 442 | Continuing in 2027 Continuing unchanged |
| DEVOTED GIVEBACK 002 NM (HMO) | Same plan name | Devoted Health | 393 | Continuing in 2027 Continuing unchanged |
| Blue Cross Medicare Advantage Basic (HMO) | Blue Cross Medicare Advantage Basic (HMO-POS) | Blue Cross and Blue Shield of IL, NM | 369 | Continuing in 2027 Continuing unchanged |
| Molina Medicare Complete Care (HMO D-SNP) | Same plan name | Molina Healthcare of Arizona | 369 | Continuing in 2027 Continuing — plan ID may change |
| UHC Dual Complete NM-Y1 (PPO D-SNP) | UHC Dual Complete NM-S2 (PPO D-SNP) | UnitedHealthcare | 361 | Continuing in 2027 Continuing — plan ID may change |
| UHC Dual Complete NM-V1 (PPO D-SNP) | UHC Dual Advantage NM-V1 (PPO D-SNP) | UnitedHealthcare | 237 | Continuing in 2027 Continuing unchanged |
| HumanaChoice H5216-196 (PPO) | HumanaChoice H5216-223 (PPO) | Humana | 179 | Continuing in 2027 Continuing — plan ID may change |
| HumanaChoice H7617-068 (PPO) | Same plan name | Humana | 160 | Continuing in 2027 Continuing unchanged |
| HumanaChoice H5216-437 (PPO) | Humana USAA Honor Giveback (PPO) | Humana | 90 | Continuing in 2027 Continuing — plan ID may change |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) | Same plan name | Humana | 83 | Continuing in 2027 Continuing — service area reduced |
| DEVOTED C-SNP PLUS 004 NM (HMO C-SNP) | Same plan name | Devoted Health | 72 | Continuing in 2027 Continuing unchanged |
| DEVOTED C-SNP 003 NM (HMO C-SNP) | DEVOTED C-SNP ENHANCED 003 NM (HMO C-SNP) | Devoted Health | 71 | Continuing in 2027 Continuing unchanged |
| DEVOTED CORE 001 NM (HMO) | Same plan name | Devoted Health | 39 | Continuing in 2027 Continuing unchanged |
| Humana Full Access H7617-069 (PPO) | Humana Full Access (PPO) | Humana | 33 | Continuing in 2027 Continuing unchanged |
Your 5-step action plan
- Match the notice to your plan ID Your non-renewal letter should name the contract and plan ID. Compare it with the table above. Non-renewal notices for December 31 contract endings must be sent by October 2, 2026.
- List your doctors, hospital, and drugs Check each 2027 plan’s network and drug list. A lower premium can cost more if your doctors or prescriptions are out of network.
- Compare the 2027 plans in Bernalillo Use the continuing-plan table above and Medicare Plan Finder. Confirm the plan is sold in Bernalillo for 2027 and is accepting enrollment.
- Enroll by December 7, 2026 Coverage chosen during the Annual Election Period starts January 1, 2027. If you miss it, the non-renewal SEP runs December 8, 2026 through February 28, 2027.
- Check Medigap if you return to Original Medicare The federal guaranteed-issue window is 60 days before the plan ends through 63 days after. For a December 31, 2026 ending, that is November 1, 2026 through March 4, 2027.
If you do nothing
If your Medicare Advantage plan is non-renewed and you do not enroll in a replacement, your coverage ends on December 31, 2026. You return to Original Medicare on January 1, 2027. You may lose dental, vision, hearing, fitness, and other extra benefits that were included in the MA plan.
If your MA plan included Part D, you may also lose drug coverage. You can join a stand-alone Part D plan, but waiting can create a coverage gap and a late-enrollment penalty. If you return to Original Medicare and want a Medigap policy, the guaranteed-issue window is limited; applying after it closes can mean medical underwriting.
2027 deadlines for Bernalillo
| Event | Date | What it means |
|---|---|---|
| Annual Election Period (AEP) | October 15 – December 7, 2026 | Join a 2027 Medicare Advantage or Part D plan. A plan chosen here starts January 1, 2027. |
| Non-renewal Special Enrollment Period | December 8, 2026 – February 28, 2027 | For people whose Medicare Advantage plan is leaving. You can switch to another MA plan or return to Original Medicare. |
| 2027 plan year begins | January 1, 2027 | If you do nothing, a non-renewed Medicare Advantage plan ends and you return to Original Medicare. |
| Medicare Advantage Open Enrollment Period | January 1 – March 31, 2027 | If you are already in a Medicare Advantage plan, you can make one change during this window. |
| Medigap guaranteed-issue window | November 1, 2026 – March 4, 2027 | If your MA plan is leaving, you can buy a Medigap policy without medical underwriting during this federal window. |
Medicare resources
- Medicare Plan Finder — compare every plan in your area and enroll.
- 1-800-MEDICARE (1-800-633-4227) — 24 hours a day, 7 days a week.
- New Mexico ADRC – State Health Insurance Assistance Program (SHIP) — 1-800-432-2080, free local counseling.
Bernalillo Medicare Advantage questions
Is my Medicare Advantage plan leaving Bernalillo in 2027?
Use the plan table above or the lookup tool. 17 of the 50 2026 Medicare Advantage plans in Bernalillo are marked as terminated or non-renewed for 2027. The other 33 plans are continuing, but some are changing their plan ID or service area.
How many 2027 Medicare Advantage plans are left in Bernalillo?
The crosswalk lists 31 distinct 2027 contract-plan targets for Bernalillo. This is a derived count: the crosswalk maps plans, not county service areas. Confirm that a specific plan is sold in your county for 2027 with Medicare Plan Finder or the plan itself.
What happens if I do nothing?
If your plan is non-renewed, coverage ends December 31, 2026. On January 1, 2027 you return to Original Medicare. You may lose extra benefits, and a Medicare Advantage plan that included Part D may leave you without drug coverage. You can still use the non-renewal SEP through February 28, 2027 to join another plan.
What is the deadline to change plans?
The Annual Election Period runs October 15 through December 7, 2026. If your plan is leaving, the non-renewal Special Enrollment Period runs December 8, 2026 through February 28, 2027. If you return to Original Medicare and want Medigap, the federal guaranteed-issue window for a December 31 plan ending is November 1, 2026 through March 4, 2027.
Where can I get free help in New Mexico?
New Mexico ADRC – State Health Insurance Assistance Program (SHIP) provides free, unbiased counseling. Call 1-800-432-2080 or visit the state SHIP page. You can also call 1-800-MEDICARE (1-800-633-4227) or use Medicare Plan Finder.
Does this page include every plan sold in my county?
No. Our plan list comes from the CMS CPSC files and includes Medicare Advantage plans with county-level enrollment. It excludes most employer group plans, PACE plans, and cost plans. If your plan is not listed, call the plan or Medicare.gov to confirm its 2027 status.
Why do you not show the 2027 premium?
The CPSC contract and enrollment files do not include 2027 premiums or drug deductibles. We do not estimate them. Confirm the premium, drug list, and network directly with the plan or Medicare Plan Finder.
Sources and data notes
Data version 2026-10-24; last updated October 24, 2026. Plan status comes from the CMS 2027 Part C&D Plan Crosswalk. Enrollment comes from the October 2026 CPSC county file. Star ratings are 2027 contract-level Part C ratings. Read the methodology and limitations.
- Monthly Enrollment by Contract/Plan/State/County (CPSC), October 2026 — Centers for Medicare & Medicaid Services.
- 2027 Part C&D Plan Crosswalk — Centers for Medicare & Medicaid Services.
- 2027 Star Ratings Data Tables — Centers for Medicare & Medicaid Services.
- MA Plan Directory — Centers for Medicare & Medicaid Services.
- Medicare Advantage in 2026: Enrollment Update and Key Trends — KFF.
- CNN: More than 3 million Medicare Advantage enrollees need to find new plans for 2027 — Better Medicare Alliance.
- Medicare Advantage insurer exits pile up for 2027 — Modern Healthcare.
- CMS Finalizes 2027 Medicare Advantage Rates: 1,471 Counties, 32 Carriers — SeniorWire.
Compiled and checked by the Medicare Plan Exits editorial team against the CMS source files listed above. This page is information only and is not insurance advice or a recommendation of any plan. Medicare Plan Exits is not affiliated with CMS, HHS, or Medicare.gov.