Independent guide. Not affiliated with CMS, HHS, or Medicare.gov. Data updated November 5, 2026

2027 Medicare Advantage exits · FL county detail

Medicare Advantage Plans Leaving St. Lucie, FL in 2027

2,223 Medicare Advantage members in St. Lucie are in plans that CMS lists as non-renewed for 2027. That is 4.3% of the county’s 51,673 county-level MA members.

2,223 Affected members in non-renewed plans.
10 2026 plans ending in St. Lucie.
86 2027 plan targets in the CMS crosswalk.
4.0 Average 2027 Part C rating, weighted by 2026 enrollment.

Check your plan in St. Lucie

Five-digit ZIP only. The lookup runs in your browser.

What is happening in St. Lucie

The October 2026 CMS enrollment file shows 51,673 Medicare Advantage members in St. Lucie across 74 contract-plan combinations. The CMS 2027 crosswalk marks 10 of those plans as terminated or non-renewed, leaving 2,223 members (4.3%) in plans that end December 31, 2026.

The largest single exit is Aetna Medicare Signature (PPO) from Aetna Medicare, with 931 members (1.8% of the county’s MA enrollment). The largest affected organization is Aetna Medicare, with 1,873 affected members.

64 other plans are marked continuing for 2027. Some are “Renewal Plan with SAR” (service area reduced), “Renewal Plan with SAE” (service area expanded), or “Consolidated Renewal Plan” (plan ID or plan structure changes). A continuing plan is not automatically unchanged, so check the plan detail and confirm your doctors and drugs.

Plans ending in St. Lucie

The table lists every 2026 plan in the county that the 2027 crosswalk marks as terminated or non-renewed, sorted by 2026 enrollment. The last column shows other 2027 plans in the same county from the plan’s own carrier where available. It is not a recommendation.

2026 Medicare Advantage plans ending in St. Lucie, FL
Plan Carrier Type 2026 members County share 2027 status Other 2027 plans in county
Aetna Medicare Signature (PPO) Aetna Medicare Local PPO 931 1.8% Exiting in 2027 Exiting (non-renewed for 2027) Aetna Medicare QMB Only Select (HMO D-SNP) (Aetna Medicare)
Aetna Medicare Partial Dual Select (HMO D-SNP) (Aetna Medicare)
Aetna Medicare Signature (PPO) Aetna Medicare Local PPO 791 1.5% Exiting in 2027 Exiting (non-renewed for 2027) Aetna Medicare QMB Only Select (HMO D-SNP) (Aetna Medicare)
Aetna Medicare Partial Dual Select (HMO D-SNP) (Aetna Medicare)
HumanaChoice Florida SNP-DE H7617-113 (PPO D-SNP) Humana Local PPO
Dual-Eligible
163 0.3% Exiting in 2027 Exiting (non-renewed for 2027) Humana Dual Integrated (HMO D-SNP) (Humana)
HumanaChoice Giveback H5216-311 (PPO) (Humana)
Aetna Medicare Signature Extra (PPO) Aetna Medicare Local PPO 122 0.2% Exiting in 2027 Exiting (non-renewed for 2027) Aetna Medicare QMB Only Select (HMO D-SNP) (Aetna Medicare)
Aetna Medicare Partial Dual Select (HMO D-SNP) (Aetna Medicare)
HealthSpring Preferred (HMO) HealthSpring HMO / HMO-POS 89 0.2% Exiting in 2027 Exiting (non-renewed for 2027) Aetna Medicare QMB Only Select (HMO D-SNP) (Aetna Medicare)
Aetna Medicare Partial Dual Select (HMO D-SNP) (Aetna Medicare)
AARP Medicare Advantage CareFlex from UHC FL-35 (HMO-POS) UnitedHealthcare HMO / HMO-POS 49 0.1% Exiting in 2027 Exiting (non-renewed for 2027) AARP Medicare Advantage from UHC FL-0006 (HMO-POS) (UnitedHealthcare)
AARP Medicare Advantage from UHC FL-001P (HMO-POS) (UnitedHealthcare)
Aetna Medicare Premier (PPO) Aetna Medicare Local PPO 29 0.1% Exiting in 2027 Exiting (non-renewed for 2027) Aetna Medicare QMB Only Select (HMO D-SNP) (Aetna Medicare)
Aetna Medicare Partial Dual Select (HMO D-SNP) (Aetna Medicare)
Humana USAA Honor Giveback (PPO) Humana Local PPO 23 0.0% Exiting in 2027 Exiting (non-renewed for 2027) Humana Dual Integrated (HMO D-SNP) (Humana)
HumanaChoice Giveback H5216-311 (PPO) (Humana)
HealthSpring TotalCare (HMO D-SNP) HealthSpring HMO / HMO-POS
Dual-Eligible
13 0.0% Exiting in 2027 Exiting (non-renewed for 2027) Aetna Medicare QMB Only Select (HMO D-SNP) (Aetna Medicare)
Aetna Medicare Partial Dual Select (HMO D-SNP) (Aetna Medicare)
Wellcare Patriot Giveback (HMO) Wellcare HMO / HMO-POS 13 0.0% Exiting in 2027 Exiting (non-renewed for 2027) Wellcare Sunshine Health Dual Align (HMO D-SNP) (Wellcare)
Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) (Wellcare)

“Other 2027 plans” means a plan listed as continuing in the same county. It does not confirm that the plan is accepting new members, that your doctors are in network, or that your drugs are covered.

Plans continuing in St. Lucie

These plans are listed as continuing for 2027. The table shows the 20 largest by 2026 enrollment; the full list is below. A “Continuing” label does not mean the premium, network, or drug list stayed the same.

2027 continuing plans in St. Lucie (top 20 by 2026 enrollment)
2026 plan 2027 plan Carrier 2026 members 2027 status
Humana Full Access Giveback H5216-311 (PPO) HumanaChoice Giveback H5216-311 (PPO) Humana 11,116 Continuing in 2027 Continuing unchanged
AARP Medicare Advantage from UHC FL-0025 (PPO) Same plan name UnitedHealthcare 4,027 Continuing in 2027 Continuing unchanged
HumanaChoice Florida H5216-062 (PPO) Same plan name Humana 3,736 Continuing in 2027 Continuing unchanged
Humana Full Access Giveback H7617-110 (PPO) HumanaChoice Giveback H7617-110 (PPO) Humana 3,009 Continuing in 2027 Continuing unchanged
AARP Medicare Advantage from UHC FL-0006 (HMO-POS) Same plan name UnitedHealthcare 2,071 Continuing in 2027 Continuing unchanged
UHC Dual Complete FL-D002 (HMO-POS D-SNP) UHC Dual Complete FL-QV2 (HMO-POS D-SNP) UnitedHealthcare 1,963 Continuing in 2027 Continuing — some plan options change
BlueMedicare Value (PPO) Same plan name Florida Blue 1,636 Continuing in 2027 Continuing unchanged
Humana Gold Plus H1036-229 (HMO) Humana Gold Plus Reach H1036-229 (HMO) Humana 1,475 Continuing in 2027 Continuing unchanged
Humana Gold Plus Giveback H1036-286 (HMO) Humana Gold Plus Reach Giveback H1036-286 (HMO) Humana 1,462 Continuing in 2027 Continuing — service area expanded
AARP Medicare Advantage from UHC FL-001P (HMO-POS) Same plan name UnitedHealthcare 1,264 Continuing in 2027 Continuing unchanged
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Same plan name Humana 1,207 Continuing in 2027 Continuing unchanged
Humana Gold Plus SNP-DE H1036-226 (HMO D-SNP) Humana Dual Select H1036-226 (HMO D-SNP) Humana 1,173 Continuing in 2027 Continuing — some plan options change
UHC Dual Complete FL-Y5 (HMO-POS D-SNP) UHC Dual Complete FL-Y8 (HMO-POS D-SNP) UnitedHealthcare 969 Continuing in 2027 Continuing — service area reduced
UHC Dual Complete FL-D003 (PPO D-SNP) UHC Dual Complete FL-Q1 (PPO D-SNP) UnitedHealthcare 954 Continuing in 2027 Continuing unchanged
HumanaChoice Florida SNP-DE H7284-010 (PPO D-SNP) Humana Dual Select H7284-010 (PPO D-SNP) Humana 950 Continuing in 2027 Continuing — service area reduced
UHC Complete Care FL-14 (HMO-POS C-SNP) Same plan name UnitedHealthcare 877 Continuing in 2027 Continuing unchanged
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Same plan name Humana 765 Continuing in 2027 Continuing unchanged
Wellcare Simple (HMO) Wellcare Simple (HMO-POS) Wellcare 762 Continuing in 2027 Continuing unchanged
Premier by Ultimate (HMO) Same plan name Ultimate Health Plans 701 Continuing in 2027 Continuing unchanged
Freedom VIP Rewards (HMO C-SNP) Same plan name Freedom Health, Inc. 581 Continuing in 2027 Continuing unchanged
Show all 64 continuing plans
All 2027 continuing plan targets in St. Lucie
2026 plan 2027 plan Carrier 2026 members 2027 status
Humana Full Access Giveback H5216-311 (PPO) HumanaChoice Giveback H5216-311 (PPO) Humana 11,116 Continuing in 2027 Continuing unchanged
AARP Medicare Advantage from UHC FL-0025 (PPO) Same plan name UnitedHealthcare 4,027 Continuing in 2027 Continuing unchanged
HumanaChoice Florida H5216-062 (PPO) Same plan name Humana 3,736 Continuing in 2027 Continuing unchanged
Humana Full Access Giveback H7617-110 (PPO) HumanaChoice Giveback H7617-110 (PPO) Humana 3,009 Continuing in 2027 Continuing unchanged
AARP Medicare Advantage from UHC FL-0006 (HMO-POS) Same plan name UnitedHealthcare 2,071 Continuing in 2027 Continuing unchanged
UHC Dual Complete FL-D002 (HMO-POS D-SNP) UHC Dual Complete FL-QV2 (HMO-POS D-SNP) UnitedHealthcare 1,963 Continuing in 2027 Continuing — some plan options change
BlueMedicare Value (PPO) Same plan name Florida Blue 1,636 Continuing in 2027 Continuing unchanged
Humana Gold Plus H1036-229 (HMO) Humana Gold Plus Reach H1036-229 (HMO) Humana 1,475 Continuing in 2027 Continuing unchanged
Humana Gold Plus Giveback H1036-286 (HMO) Humana Gold Plus Reach Giveback H1036-286 (HMO) Humana 1,462 Continuing in 2027 Continuing — service area expanded
AARP Medicare Advantage from UHC FL-001P (HMO-POS) Same plan name UnitedHealthcare 1,264 Continuing in 2027 Continuing unchanged
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Same plan name Humana 1,207 Continuing in 2027 Continuing unchanged
Humana Gold Plus SNP-DE H1036-226 (HMO D-SNP) Humana Dual Select H1036-226 (HMO D-SNP) Humana 1,173 Continuing in 2027 Continuing — some plan options change
UHC Dual Complete FL-Y5 (HMO-POS D-SNP) UHC Dual Complete FL-Y8 (HMO-POS D-SNP) UnitedHealthcare 969 Continuing in 2027 Continuing — service area reduced
UHC Dual Complete FL-D003 (PPO D-SNP) UHC Dual Complete FL-Q1 (PPO D-SNP) UnitedHealthcare 954 Continuing in 2027 Continuing unchanged
HumanaChoice Florida SNP-DE H7284-010 (PPO D-SNP) Humana Dual Select H7284-010 (PPO D-SNP) Humana 950 Continuing in 2027 Continuing — service area reduced
UHC Complete Care FL-14 (HMO-POS C-SNP) Same plan name UnitedHealthcare 877 Continuing in 2027 Continuing unchanged
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Same plan name Humana 765 Continuing in 2027 Continuing unchanged
Wellcare Simple (HMO) Wellcare Simple (HMO-POS) Wellcare 762 Continuing in 2027 Continuing unchanged
Premier by Ultimate (HMO) Same plan name Ultimate Health Plans 701 Continuing in 2027 Continuing unchanged
Freedom VIP Rewards (HMO C-SNP) Same plan name Freedom Health, Inc. 581 Continuing in 2027 Continuing unchanged
DEVOTED DUAL PLUS 052 FL (HMO D-SNP) DEVOTED DUAL QMB 052 FL (HMO D-SNP) Devoted Health 549 Continuing in 2027 Continuing — plan ID may change
DEVOTED CHOICE GIVEBACK 008 FL (PPO) Same plan name Devoted Health 548 Continuing in 2027 Continuing — service area expanded
Wellcare Giveback (HMO) Wellcare Giveback (HMO-POS) Wellcare 529 Continuing in 2027 Continuing unchanged
Advantage Care by Ultimate (HMO C-SNP) Same plan name Ultimate Health Plans 484 Continuing in 2027 Continuing unchanged
Humana USAA Honor Giveback (PPO) Same plan name Humana 445 Continuing in 2027 Continuing unchanged
Humana Dual Integrated (HMO D-SNP) Same plan name Humana 441 Continuing in 2027 Continuing unchanged
Aetna Medicare Select (HMO) Same plan name Aetna Medicare 420 Continuing in 2027 Continuing — service area reduced
DEVOTED GIVEBACK 045 FL (HMO) Same plan name Devoted Health 411 Continuing in 2027 Continuing — service area expanded
Freedom Platinum Plan Rx (HMO) Same plan name Freedom Health, Inc. 406 Continuing in 2027 Continuing unchanged
UHC Dual Complete FL-Y4 (PPO D-SNP) UHC Dual Complete FL-Y7 (PPO D-SNP) UnitedHealthcare 379 Continuing in 2027 Continuing unchanged
Humana USAA Honor Giveback (PPO) Same plan name Humana 355 Continuing in 2027 Continuing — service area reduced
Wellcare Dual Access Sync (HMO D-SNP) Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare 323 Continuing in 2027 Continuing — plan ID may change
Freedom Platinum Rewards Plan Rx (HMO) Same plan name Freedom Health, Inc. 308 Continuing in 2027 Continuing unchanged
Aetna Medicare Dual Select (HMO D-SNP) Aetna Medicare Partial Dual Select (HMO D-SNP) Aetna Medicare 287 Continuing in 2027 Continuing — some plan options change
Humana Gold Plus Lung (HMO C-SNP) Same plan name Humana 259 Continuing in 2027 Continuing unchanged
BlueMedicare Premier (HMO) Same plan name Florida Blue HMO 244 Continuing in 2027 Continuing — service area reduced
Wellcare Sunshine Health Dual Align (HMO D-SNP) Same plan name Wellcare 200 Continuing in 2027 Continuing — plan ID may change
Freedom Medi-Medi Partial (HMO D-SNP) Same plan name Freedom Health, Inc. 195 Continuing in 2027 Continuing unchanged
Advantage Care COPD by Ultimate (HMO C-SNP) Same plan name Ultimate Health Plans 183 Continuing in 2027 Continuing unchanged
BlueMedicare Classic (HMO) Same plan name Florida Blue HMO 163 Continuing in 2027 Continuing unchanged
Aetna Medicare Select (HMO) Same plan name Aetna Medicare 156 Continuing in 2027 Continuing unchanged
UHC Nursing Home Plan FL-F001 (PPO I-SNP) Same plan name UnitedHealthcare 144 Continuing in 2027 Continuing unchanged
Wellcare Dual Reserve (HMO D-SNP) Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) Wellcare 143 Continuing in 2027 Continuing — service area reduced
Gold Heart & Diabetes (HMO-POS C-SNP) Same plan name Gold Kidney Health Plan 136 Continuing in 2027 Continuing unchanged
Aetna Medicare Signature (PPO) Same plan name Aetna Medicare 110 Continuing in 2027 Continuing — service area reduced
DEVOTED CORE 066 FL (HMO) Same plan name Devoted Health 107 Continuing in 2027 Continuing — service area expanded
Advantage Plus by Ultimate (Partial) (HMO D-SNP) Same plan name Ultimate Health Plans 104 Continuing in 2027 Continuing unchanged
Aetna Medicare Full Dual Select (HMO D-SNP) Same plan name Aetna Medicare 99 Continuing in 2027 Continuing unchanged
Aetna Medicare Dual Select (HMO D-SNP) Aetna Medicare QMB Only Select (HMO D-SNP) Aetna Medicare 97 Continuing in 2027 Continuing — plan ID may change
AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) Same plan name UnitedHealthcare 66 Continuing in 2027 Continuing — service area reduced
Aetna Medicare Select Extra (HMO-POS) Same plan name Aetna Medicare 60 Continuing in 2027 Continuing — service area reduced
DEVOTED DUAL 039 FL (HMO D-SNP) Same plan name Devoted Health 54 Continuing in 2027 Continuing — service area expanded
Freedom VIP Savings (HMO C-SNP) Same plan name Freedom Health, Inc. 50 Continuing in 2027 Continuing unchanged
Freedom Medi-Medi Full (HMO D-SNP) Same plan name Freedom Health, Inc. 49 Continuing in 2027 Continuing — service area reduced
DEVOTED CORE 046 FL (HMO) Same plan name Devoted Health 48 Continuing in 2027 Continuing — service area expanded
Aetna Medicare Eagle Giveback (PPO) Same plan name Aetna Medicare 39 Continuing in 2027 Continuing — service area reduced
BlueMedicare Select (PPO) Same plan name Florida Blue 30 Continuing in 2027 Continuing — service area reduced
Florida Complete Care- In The Community (HMO-POS I-SNP) Same plan name Florida Complete Care 29 Continuing in 2027 Continuing unchanged
Advantage Plus by Ultimate (Full) (HMO D-SNP) Same plan name Ultimate Health Plans 26 Continuing in 2027 Continuing unchanged
Optimum Emerald Partial (HMO D-SNP) Same plan name Optimum HealthCare, Inc. 18 Continuing in 2027 Continuing unchanged
Freedom VIP Savings COPD (HMO C-SNP) Same plan name Freedom Health, Inc. 16 Continuing in 2027 Continuing unchanged
Freedom Savings Plan (HMO) Same plan name Freedom Health, Inc. 15 Continuing in 2027 Continuing unchanged
Humana Gold Plus H1036-065C (HMO) Same plan name Humana 14 Continuing in 2027 Continuing unchanged
Gold Dialysis & Kidney (HMO-POS C-SNP) Same plan name Gold Kidney Health Plan 13 Continuing in 2027 Continuing unchanged

Your 5-step action plan

  1. Match the notice to your plan ID Your non-renewal letter should name the contract and plan ID. Compare it with the table above. Non-renewal notices for December 31 contract endings must be sent by October 2, 2026.
  2. List your doctors, hospital, and drugs Check each 2027 plan’s network and drug list. A lower premium can cost more if your doctors or prescriptions are out of network.
  3. Compare the 2027 plans in St. Lucie Use the continuing-plan table above and Medicare Plan Finder. Confirm the plan is sold in St. Lucie for 2027 and is accepting enrollment.
  4. Enroll by December 7, 2026 Coverage chosen during the Annual Election Period starts January 1, 2027. If you miss it, the non-renewal SEP runs December 8, 2026 through February 28, 2027.
  5. Check Medigap if you return to Original Medicare The federal guaranteed-issue window is 60 days before the plan ends through 63 days after. For a December 31, 2026 ending, that is November 1, 2026 through March 4, 2027.

If you do nothing

If your Medicare Advantage plan is non-renewed and you do not enroll in a replacement, your coverage ends on December 31, 2026. You return to Original Medicare on January 1, 2027. You may lose dental, vision, hearing, fitness, and other extra benefits that were included in the MA plan.

If your MA plan included Part D, you may also lose drug coverage. You can join a stand-alone Part D plan, but waiting can create a coverage gap and a late-enrollment penalty. If you return to Original Medicare and want a Medigap policy, the guaranteed-issue window is limited; applying after it closes can mean medical underwriting.

2027 deadlines for St. Lucie

2027 Medicare Advantage dates for St. Lucie, FL
Event Date What it means
Annual Election Period (AEP) October 15 – December 7, 2026 Join a 2027 Medicare Advantage or Part D plan. A plan chosen here starts January 1, 2027.
Non-renewal Special Enrollment Period December 8, 2026 – February 28, 2027 For people whose Medicare Advantage plan is leaving. You can switch to another MA plan or return to Original Medicare.
2027 plan year begins January 1, 2027 If you do nothing, a non-renewed Medicare Advantage plan ends and you return to Original Medicare.
Medicare Advantage Open Enrollment Period January 1 – March 31, 2027 If you are already in a Medicare Advantage plan, you can make one change during this window.
Medigap guaranteed-issue window November 1, 2026 – March 4, 2027 If your MA plan is leaving, you can buy a Medigap policy without medical underwriting during this federal window.

Medicare resources

St. Lucie Medicare Advantage questions

Is my Medicare Advantage plan leaving St. Lucie in 2027?

Use the plan table above or the lookup tool. 10 of the 74 2026 Medicare Advantage plans in St. Lucie are marked as terminated or non-renewed for 2027. The other 64 plans are continuing, but some are changing their plan ID or service area.

How many 2027 Medicare Advantage plans are left in St. Lucie?

The crosswalk lists 86 distinct 2027 contract-plan targets for St. Lucie. This is a derived count: the crosswalk maps plans, not county service areas. Confirm that a specific plan is sold in your county for 2027 with Medicare Plan Finder or the plan itself.

What happens if I do nothing?

If your plan is non-renewed, coverage ends December 31, 2026. On January 1, 2027 you return to Original Medicare. You may lose extra benefits, and a Medicare Advantage plan that included Part D may leave you without drug coverage. You can still use the non-renewal SEP through February 28, 2027 to join another plan.

What is the deadline to change plans?

The Annual Election Period runs October 15 through December 7, 2026. If your plan is leaving, the non-renewal Special Enrollment Period runs December 8, 2026 through February 28, 2027. If you return to Original Medicare and want Medigap, the federal guaranteed-issue window for a December 31 plan ending is November 1, 2026 through March 4, 2027.

Where can I get free help in Florida?

Serving Health Insurance Needs of Elders (SHINE) provides free, unbiased counseling. Call 1-800-963-5337 or visit the state SHIP page. You can also call 1-800-MEDICARE (1-800-633-4227) or use Medicare Plan Finder.

Does this page include every plan sold in my county?

No. Our plan list comes from the CMS CPSC files and includes Medicare Advantage plans with county-level enrollment. It excludes most employer group plans, PACE plans, and cost plans. If your plan is not listed, call the plan or Medicare.gov to confirm its 2027 status.

Why do you not show the 2027 premium?

The CPSC contract and enrollment files do not include 2027 premiums or drug deductibles. We do not estimate them. Confirm the premium, drug list, and network directly with the plan or Medicare Plan Finder.

Sources and data notes

Data version 2026-11-05; last updated November 5, 2026. Plan status comes from the CMS 2027 Part C&D Plan Crosswalk. Enrollment comes from the October 2026 CPSC county file. Star ratings are 2027 contract-level Part C ratings. Read the methodology and limitations.

  1. Monthly Enrollment by Contract/Plan/State/County (CPSC), October 2026 — Centers for Medicare & Medicaid Services.
  2. 2027 Part C&D Plan Crosswalk — Centers for Medicare & Medicaid Services.
  3. 2027 Star Ratings Data Tables — Centers for Medicare & Medicaid Services.
  4. MA Plan Directory — Centers for Medicare & Medicaid Services.
  5. Medicare Advantage in 2026: Enrollment Update and Key Trends — KFF.
  6. CNN: More than 3 million Medicare Advantage enrollees need to find new plans for 2027 — Better Medicare Alliance.
  7. Medicare Advantage insurer exits pile up for 2027 — Modern Healthcare.
  8. CMS Finalizes 2027 Medicare Advantage Rates: 1,471 Counties, 32 Carriers — SeniorWire.

Compiled and checked by the Medicare Plan Exits editorial team against the CMS source files listed above. This page is information only and is not insurance advice or a recommendation of any plan. Medicare Plan Exits is not affiliated with CMS, HHS, or Medicare.gov.