2027 Medicare Advantage exits · FL county detail
Medicare Advantage Plans Leaving Osceola, FL in 2027
4,409 Medicare Advantage members in Osceola are in plans that CMS lists as non-renewed for 2027. That is 8.2% of the county’s 53,508 county-level MA members.
Check your plan in Osceola
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What is happening in Osceola
The October 2026 CMS enrollment file shows 53,508 Medicare Advantage members in Osceola across 101 contract-plan combinations. The CMS 2027 crosswalk marks 14 of those plans as terminated or non-renewed, leaving 4,409 members (8.2%) in plans that end December 31, 2026.
The largest single exit is Humana Full Access Giveback H5216-393 (PPO) from Humana, with 1,765 members (3.3% of the county’s MA enrollment). The largest affected organization is Humana, with 3,162 affected members.
87 other plans are marked continuing for 2027. Some are “Renewal Plan with SAR” (service area reduced), “Renewal Plan with SAE” (service area expanded), or “Consolidated Renewal Plan” (plan ID or plan structure changes). A continuing plan is not automatically unchanged, so check the plan detail and confirm your doctors and drugs.
Plans ending in Osceola
The table lists every 2026 plan in the county that the 2027 crosswalk marks as terminated or non-renewed, sorted by 2026 enrollment. The last column shows other 2027 plans in the same county from the plan’s own carrier where available. It is not a recommendation.
| Plan | Carrier | Type | 2026 members | County share | 2027 status | Other 2027 plans in county |
|---|---|---|---|---|---|---|
| Humana Full Access Giveback H5216-393 (PPO) | Humana | Local PPO | 1,765 | 3.3% | Exiting in 2027 Exiting (non-renewed for 2027) | Humana Dual Integrated (HMO D-SNP) (Humana) Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (Humana) |
| Humana Full Access Giveback H7617-111 (PPO) | Humana | Local PPO | 775 | 1.4% | Exiting in 2027 Exiting (non-renewed for 2027) | Humana Dual Integrated (HMO D-SNP) (Humana) Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (Humana) |
| Simply More (HMO) | Simply Healthcare Plans, Inc. | HMO / HMO-POS | 385 | 0.7% | Exiting in 2027 Exiting (non-renewed for 2027) | Simply Complete Platinum (HMO D-SNP) (Simply Healthcare Plans, Inc.) Simply Complete Platinum (HMO D-SNP) (Simply Healthcare Plans, Inc.) |
| HumanaChoice Florida H7617-109 (PPO) | Humana | Local PPO | 299 | 0.6% | Exiting in 2027 Exiting (non-renewed for 2027) | Humana Dual Integrated (HMO D-SNP) (Humana) Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (Humana) |
| HealthSpring Preferred Savings (HMO) | HealthSpring | HMO / HMO-POS | 281 | 0.5% | Exiting in 2027 Exiting (non-renewed for 2027) | HealthSpring Preferred (HMO) (HealthSpring) HealthSpring TotalCare (HMO D-SNP) (HealthSpring) |
| Humana Direct Choice Giveback (PPO) | Humana | Local PPO | 175 | 0.3% | Exiting in 2027 Exiting (non-renewed for 2027) | Humana Dual Integrated (HMO D-SNP) (Humana) Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (Humana) |
| Humana Direct Choice Giveback (PPO) | Humana | Local PPO | 148 | 0.3% | Exiting in 2027 Exiting (non-renewed for 2027) | Humana Dual Integrated (HMO D-SNP) (Humana) Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (Humana) |
| Simply Extra Platinum (HMO) | Simply Healthcare Plans, Inc. | HMO / HMO-POS | 130 | 0.2% | Exiting in 2027 Exiting (non-renewed for 2027) | Simply Complete Platinum (HMO D-SNP) (Simply Healthcare Plans, Inc.) Simply Complete Platinum (HMO D-SNP) (Simply Healthcare Plans, Inc.) |
| Simply Level Platinum (HMO C-SNP) | Simply Healthcare Plans, Inc. | HMO / HMO-POS Chronic or Disabling Condition | 124 | 0.2% | Exiting in 2027 Exiting (non-renewed for 2027) | Simply Complete Platinum (HMO D-SNP) (Simply Healthcare Plans, Inc.) Simply Complete Platinum (HMO D-SNP) (Simply Healthcare Plans, Inc.) |
| Health First Emerald Plus H1099-024 (HMO) | Health First Health Plans, Inc. | HMO / HMO-POS | 113 | 0.2% | Exiting in 2027 Exiting (non-renewed for 2027) | Aetna Medicare Chronic Care (HMO C-SNP) (Aetna Medicare) Aetna Medicare Partial Dual Select (HMO D-SNP) (Aetna Medicare) |
| Simply Level (HMO C-SNP) | Simply Healthcare Plans, Inc. | HMO / HMO-POS Chronic or Disabling Condition | 88 | 0.2% | Exiting in 2027 Exiting (non-renewed for 2027) | Simply Complete Platinum (HMO D-SNP) (Simply Healthcare Plans, Inc.) Simply Complete Platinum (HMO D-SNP) (Simply Healthcare Plans, Inc.) |
| Aetna Medicare Premier (PPO) | Aetna Medicare | Local PPO | 79 | 0.1% | Exiting in 2027 Exiting (non-renewed for 2027) | Aetna Medicare Chronic Care (HMO C-SNP) (Aetna Medicare) Aetna Medicare Partial Dual Select (HMO D-SNP) (Aetna Medicare) |
| Health First Complete Care H1099-023 (HMO) | Health First Health Plans, Inc. | HMO / HMO-POS | 32 | 0.1% | Exiting in 2027 Exiting (non-renewed for 2027) | Aetna Medicare Chronic Care (HMO C-SNP) (Aetna Medicare) Aetna Medicare Partial Dual Select (HMO D-SNP) (Aetna Medicare) |
| Wellcare Patriot Giveback (HMO) | Wellcare | HMO / HMO-POS | 15 | 0.0% | Exiting in 2027 Exiting (non-renewed for 2027) | Wellcare Sunshine Health Dual Align (HMO D-SNP) (Wellcare) Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) (Wellcare) |
“Other 2027 plans” means a plan listed as continuing in the same county. It does not confirm that the plan is accepting new members, that your doctors are in network, or that your drugs are covered.
Plans continuing in Osceola
These plans are listed as continuing for 2027. The table shows the 20 largest by 2026 enrollment; the full list is below. A “Continuing” label does not mean the premium, network, or drug list stayed the same.
| 2026 plan | 2027 plan | Carrier | 2026 members | 2027 status |
|---|---|---|---|---|
| Freedom VIP Savings (HMO C-SNP) | Same plan name | Freedom Health, Inc. | 4,945 | Continuing in 2027 Continuing unchanged |
| Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP) | Humana Dual Select H1036-314 (HMO D-SNP) | Humana | 3,044 | Continuing in 2027 Continuing — some plan options change |
| Humana Gold Plus Giveback H1036-269 (HMO) | Same plan name | Humana | 2,978 | Continuing in 2027 Continuing unchanged |
| Freedom Platinum Rewards Plan Rx (HMO) | Same plan name | Freedom Health, Inc. | 2,003 | Continuing in 2027 Continuing unchanged |
| CareNeeds Platinum (HMO D-SNP) | Same plan name | CarePlus Health Plans, Inc. | 1,999 | Continuing in 2027 Continuing — some plan options change |
| UHC Dual Complete FL-D002 (HMO-POS D-SNP) | UHC Dual Complete FL-QV2 (HMO-POS D-SNP) | UnitedHealthcare | 1,906 | Continuing in 2027 Continuing — some plan options change |
| AARP Medicare Advantage from UHC FL-0018 (PPO) | Same plan name | UnitedHealthcare | 1,877 | Continuing in 2027 Continuing unchanged |
| AARP Medicare Advantage from UHC FL-0007 (HMO-POS) | Same plan name | UnitedHealthcare | 1,767 | Continuing in 2027 Continuing unchanged |
| Humana Gold Plus H1036-146 (HMO) | Same plan name | Humana | 1,748 | Continuing in 2027 Continuing unchanged |
| Wellcare Simple (HMO) | Wellcare Simple (HMO-POS) | Wellcare | 1,606 | Continuing in 2027 Continuing unchanged |
| Freedom Medi-Medi Partial (HMO D-SNP) | Same plan name | Freedom Health, Inc. | 1,572 | Continuing in 2027 Continuing unchanged |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) | UHC Dual Complete FL-Y8 (HMO-POS D-SNP) | UnitedHealthcare | 1,441 | Continuing in 2027 Continuing — service area reduced |
| DEVOTED C-SNP PLUS 087 FL (HMO C-SNP) | Same plan name | Devoted Health | 1,319 | Continuing in 2027 Continuing unchanged |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Same plan name | Humana | 1,300 | Continuing in 2027 Continuing unchanged |
| CareFree Platinum Giveback (HMO) | Same plan name | CarePlus Health Plans, Inc. | 1,247 | Continuing in 2027 Continuing unchanged |
| CareComplete Platinum (HMO C-SNP) | Same plan name | CarePlus Health Plans, Inc. | 937 | Continuing in 2027 Continuing unchanged |
| CareOne Plus (HMO-POS) | Same plan name | CarePlus Health Plans, Inc. | 910 | Continuing in 2027 Continuing unchanged |
| DEVOTED DUAL PLUS 052 FL (HMO D-SNP) | DEVOTED DUAL QMB 052 FL (HMO D-SNP) | Devoted Health | 852 | Continuing in 2027 Continuing — plan ID may change |
| UHC Dual Complete FL-D003 (PPO D-SNP) | UHC Dual Complete FL-Q1 (PPO D-SNP) | UnitedHealthcare | 781 | Continuing in 2027 Continuing unchanged |
| Freedom VIP Care (HMO C-SNP) | Same plan name | Freedom Health, Inc. | 689 | Continuing in 2027 Continuing unchanged |
Show all 87 continuing plans
| 2026 plan | 2027 plan | Carrier | 2026 members | 2027 status |
|---|---|---|---|---|
| Freedom VIP Savings (HMO C-SNP) | Same plan name | Freedom Health, Inc. | 4,945 | Continuing in 2027 Continuing unchanged |
| Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP) | Humana Dual Select H1036-314 (HMO D-SNP) | Humana | 3,044 | Continuing in 2027 Continuing — some plan options change |
| Humana Gold Plus Giveback H1036-269 (HMO) | Same plan name | Humana | 2,978 | Continuing in 2027 Continuing unchanged |
| Freedom Platinum Rewards Plan Rx (HMO) | Same plan name | Freedom Health, Inc. | 2,003 | Continuing in 2027 Continuing unchanged |
| CareNeeds Platinum (HMO D-SNP) | Same plan name | CarePlus Health Plans, Inc. | 1,999 | Continuing in 2027 Continuing — some plan options change |
| UHC Dual Complete FL-D002 (HMO-POS D-SNP) | UHC Dual Complete FL-QV2 (HMO-POS D-SNP) | UnitedHealthcare | 1,906 | Continuing in 2027 Continuing — some plan options change |
| AARP Medicare Advantage from UHC FL-0018 (PPO) | Same plan name | UnitedHealthcare | 1,877 | Continuing in 2027 Continuing unchanged |
| AARP Medicare Advantage from UHC FL-0007 (HMO-POS) | Same plan name | UnitedHealthcare | 1,767 | Continuing in 2027 Continuing unchanged |
| Humana Gold Plus H1036-146 (HMO) | Same plan name | Humana | 1,748 | Continuing in 2027 Continuing unchanged |
| Wellcare Simple (HMO) | Wellcare Simple (HMO-POS) | Wellcare | 1,606 | Continuing in 2027 Continuing unchanged |
| Freedom Medi-Medi Partial (HMO D-SNP) | Same plan name | Freedom Health, Inc. | 1,572 | Continuing in 2027 Continuing unchanged |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) | UHC Dual Complete FL-Y8 (HMO-POS D-SNP) | UnitedHealthcare | 1,441 | Continuing in 2027 Continuing — service area reduced |
| DEVOTED C-SNP PLUS 087 FL (HMO C-SNP) | Same plan name | Devoted Health | 1,319 | Continuing in 2027 Continuing unchanged |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Same plan name | Humana | 1,300 | Continuing in 2027 Continuing unchanged |
| CareFree Platinum Giveback (HMO) | Same plan name | CarePlus Health Plans, Inc. | 1,247 | Continuing in 2027 Continuing unchanged |
| CareComplete Platinum (HMO C-SNP) | Same plan name | CarePlus Health Plans, Inc. | 937 | Continuing in 2027 Continuing unchanged |
| CareOne Plus (HMO-POS) | Same plan name | CarePlus Health Plans, Inc. | 910 | Continuing in 2027 Continuing unchanged |
| DEVOTED DUAL PLUS 052 FL (HMO D-SNP) | DEVOTED DUAL QMB 052 FL (HMO D-SNP) | Devoted Health | 852 | Continuing in 2027 Continuing — plan ID may change |
| UHC Dual Complete FL-D003 (PPO D-SNP) | UHC Dual Complete FL-Q1 (PPO D-SNP) | UnitedHealthcare | 781 | Continuing in 2027 Continuing unchanged |
| Freedom VIP Care (HMO C-SNP) | Same plan name | Freedom Health, Inc. | 689 | Continuing in 2027 Continuing unchanged |
| HumanaChoice Florida H5216-304 (PPO) | Humana Value Choice (PPO) | Humana | 668 | Continuing in 2027 Continuing — plan ID may change |
| Humana Gold Plus SNP-DE H1036-213 (HMO D-SNP) | Humana Dual Select H1036-213 (HMO D-SNP) | Humana | 628 | Continuing in 2027 Continuing — some plan options change |
| CareComplete (HMO C-SNP) | Same plan name | CarePlus Health Plans, Inc. | 618 | Continuing in 2027 Continuing unchanged |
| UHC Complete Care FL-14 (HMO-POS C-SNP) | Same plan name | UnitedHealthcare | 617 | Continuing in 2027 Continuing unchanged |
| Freedom M�ximo (HMO-POS) | Same plan name | Freedom Health, Inc. | 610 | Continuing in 2027 Continuing unchanged |
| Humana Dual Integrated (HMO D-SNP) | Same plan name | Humana | 609 | Continuing in 2027 Continuing unchanged |
| DEVOTED DUAL FULL 080 FL (HMO D-SNP) | Same plan name | Devoted Health | 594 | Continuing in 2027 Continuing unchanged |
| Wellcare Dual Access Sync (HMO D-SNP) | Wellcare Sunshine Health Dual Align (HMO D-SNP) | Wellcare | 588 | Continuing in 2027 Continuing — plan ID may change |
| Freedom VIP Savings COPD (HMO C-SNP) | Same plan name | Freedom Health, Inc. | 587 | Continuing in 2027 Continuing unchanged |
| CareNeeds Plus (HMO D-SNP) | Same plan name | CarePlus Health Plans, Inc. | 573 | Continuing in 2027 Continuing — some plan options change |
| Wellcare Giveback (HMO) | Wellcare Giveback (HMO-POS) | Wellcare | 506 | Continuing in 2027 Continuing unchanged |
| CareFree Giveback (HMO) | Same plan name | CarePlus Health Plans, Inc. | 448 | Continuing in 2027 Continuing unchanged |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | Same plan name | Wellcare | 434 | Continuing in 2027 Continuing — plan ID may change |
| UHC Dual Complete FL-Y4 (PPO D-SNP) | UHC Dual Complete FL-Y7 (PPO D-SNP) | UnitedHealthcare | 416 | Continuing in 2027 Continuing unchanged |
| Aetna Medicare Signature (PPO) | Same plan name | Aetna Medicare | 410 | Continuing in 2027 Continuing unchanged |
| HealthSpring Preferred (HMO) | Same plan name | HealthSpring | 383 | Continuing in 2027 Continuing unchanged |
| CareNeeds Extra (HMO D-SNP) | Same plan name | CarePlus Health Plans, Inc. | 332 | Continuing in 2027 Continuing — service area reduced |
| HumanaChoice Florida H5216-072 (PPO) | Humana Value Choice (PPO) | Humana | 316 | Continuing in 2027 Continuing — plan ID may change |
| DEVOTED GIVEBACK 018 FL (HMO) | Same plan name | Devoted Health | 299 | Continuing in 2027 Continuing unchanged |
| Freedom Platinum Plan Rx (HMO) | Same plan name | Freedom Health, Inc. | 298 | Continuing in 2027 Continuing unchanged |
| Simply Complete Platinum (HMO D-SNP) | Same plan name | Simply Healthcare Plans, Inc. | 295 | Continuing in 2027 Continuing — plan ID may change |
| Aetna Medicare Dual Select (HMO D-SNP) | Aetna Medicare Partial Dual Select (HMO D-SNP) | Aetna Medicare | 289 | Continuing in 2027 Continuing — some plan options change |
| Humana USAA Honor Giveback (PPO) | Same plan name | Humana | 246 | Continuing in 2027 Continuing — service area reduced |
| Humana Gold Plus Lung (HMO C-SNP) | Same plan name | Humana | 244 | Continuing in 2027 Continuing unchanged |
| HumanaChoice Florida SNP-DE H5216-394 (PPO D-SNP) | Humana Dual Select H5216-394 (PPO D-SNP) | Humana | 244 | Continuing in 2027 Continuing — some plan options change |
| Solis Wellness Giveback Plan (HMO C-SNP) | Same plan name | Solis Health Plans | 206 | Continuing in 2027 Continuing — plan ID may change |
| BlueMedicare Classic (HMO) | Same plan name | Florida Blue HMO | 186 | Continuing in 2027 Continuing unchanged |
| Freedom Medi-Medi Full (HMO D-SNP) | Same plan name | Freedom Health, Inc. | 181 | Continuing in 2027 Continuing — service area reduced |
| Advantage Care by Ultimate (HMO C-SNP) | Same plan name | Ultimate Health Plans | 164 | Continuing in 2027 Continuing unchanged |
| CareBreeze Platinum (HMO C-SNP) | Same plan name | CarePlus Health Plans, Inc. | 151 | Continuing in 2027 Continuing unchanged |
| Wellcare Dual Reserve (HMO D-SNP) | Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) | Wellcare | 144 | Continuing in 2027 Continuing — service area reduced |
| Solis Guardian Plan (HMO D-SNP) | Same plan name | Solis Health Plans | 139 | Continuing in 2027 Continuing — plan ID may change |
| Aetna Medicare Signature (PPO) | Same plan name | Aetna Medicare | 129 | Continuing in 2027 Continuing — service area reduced |
| Simply Complete (HMO D-SNP) | Simply Complete Platinum (HMO D-SNP) | Simply Healthcare Plans, Inc. | 129 | Continuing in 2027 Continuing — plan ID may change |
| Aetna Medicare Select (HMO) | Same plan name | Aetna Medicare | 128 | Continuing in 2027 Continuing unchanged |
| DEVOTED CORE 063 FL (HMO) | Same plan name | Devoted Health | 94 | Continuing in 2027 Continuing unchanged |
| BlueMedicare Select (PPO) | Same plan name | Florida Blue | 91 | Continuing in 2027 Continuing — service area reduced |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) | Same plan name | UnitedHealthcare | 90 | Continuing in 2027 Continuing unchanged |
| Simply Integrated Platinum (HMO D-SNP) | Same plan name | Simply Healthcare Plans, Inc. | 77 | Continuing in 2027 Continuing — plan ID may change |
| Optimum Emerald Partial (HMO D-SNP) | Same plan name | Optimum HealthCare, Inc. | 73 | Continuing in 2027 Continuing unchanged |
| AARP Medicare Advantage CareFlex from UHC FL-39 (HMO-POS) | Same plan name | UnitedHealthcare | 66 | Continuing in 2027 Continuing unchanged |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) | Same plan name | UnitedHealthcare | 63 | Continuing in 2027 Continuing — service area reduced |
| Premier by Ultimate (HMO) | Same plan name | Ultimate Health Plans | 62 | Continuing in 2027 Continuing unchanged |
| DEVOTED C-SNP PREMIUM 074 FL (HMO C-SNP) | DEVOTED C-SNP ENHANCED 074 FL (HMO C-SNP) | Devoted Health | 61 | Continuing in 2027 Continuing unchanged |
| Aetna Medicare Select Extra (HMO-POS) | Same plan name | Aetna Medicare | 57 | Continuing in 2027 Continuing — service area reduced |
| DEVOTED CORE 005 FL (HMO) | Same plan name | Devoted Health | 55 | Continuing in 2027 Continuing unchanged |
| Simply Integrated (HMO D-SNP) | Simply Integrated Platinum (HMO D-SNP) | Simply Healthcare Plans, Inc. | 52 | Continuing in 2027 Continuing — plan ID may change |
| Aetna Medicare Chronic Care (HMO C-SNP) | Same plan name | Aetna Medicare | 46 | Continuing in 2027 Continuing unchanged |
| CareBreeze (HMO C-SNP) | Same plan name | CarePlus Health Plans, Inc. | 46 | Continuing in 2027 Continuing unchanged |
| Humana USAA Honor Giveback (PPO) | Same plan name | Humana | 40 | Continuing in 2027 Continuing unchanged |
| Aetna Medicare Full Dual Select (HMO D-SNP) | Same plan name | Aetna Medicare | 38 | Continuing in 2027 Continuing unchanged |
| Aetna Medicare Eagle Giveback (PPO) | Same plan name | Aetna Medicare | 37 | Continuing in 2027 Continuing — service area reduced |
| Gold Heart & Diabetes (HMO-POS C-SNP) | Same plan name | Gold Kidney Health Plan | 32 | Continuing in 2027 Continuing unchanged |
| Longevity Health Plan (HMO I-SNP) | Same plan name | Longevity Health Plan | 32 | Continuing in 2027 Continuing unchanged |
| DEVOTED DUAL 022 FL (HMO D-SNP) | Same plan name | Devoted Health | 31 | Continuing in 2027 Continuing unchanged |
| Solis Wellness Plan (HMO C-SNP) | Same plan name | Solis Health Plans | 28 | Continuing in 2027 Continuing — plan ID may change |
| Solis Healthy Living Plan (HMO) | Same plan name | Solis Health Plans | 24 | Continuing in 2027 Continuing — plan ID may change |
| Advantage Care COPD by Ultimate (HMO C-SNP) | Same plan name | Ultimate Health Plans | 24 | Continuing in 2027 Continuing unchanged |
| Humana USAA Honor Giveback (HMO) | Same plan name | Humana | 21 | Continuing in 2027 Continuing unchanged |
| Optimum Gold Rewards Plan (HMO) | Same plan name | Optimum HealthCare, Inc. | 21 | Continuing in 2027 Continuing unchanged |
| CareSalute (HMO) | Same plan name | CarePlus Health Plans, Inc. | 20 | Continuing in 2027 Continuing unchanged |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP) | Same plan name | Ultimate Health Plans | 20 | Continuing in 2027 Continuing unchanged |
| American Health Advantage of Florida (HMO I-SNP) | Same plan name | American Health Advantage of Florida | 17 | Continuing in 2027 Continuing — service area reduced |
| DEVOTED PREMIUM 037 FL (HMO) | DEVOTED CORE 037 FL (HMO) | Devoted Health | 15 | Continuing in 2027 Continuing unchanged |
| BlueMedicare Patriot (PPO) | Same plan name | Florida Blue | 13 | Continuing in 2027 Continuing unchanged |
| Optimum Diamond Savings (HMO C-SNP) | Same plan name | Optimum HealthCare, Inc. | 12 | Continuing in 2027 Continuing — plan ID may change |
| HealthSpring TotalCare (HMO D-SNP) | Same plan name | HealthSpring | 11 | Continuing in 2027 Continuing unchanged |
Your 5-step action plan
- Match the notice to your plan ID Your non-renewal letter should name the contract and plan ID. Compare it with the table above. Non-renewal notices for December 31 contract endings must be sent by October 2, 2026.
- List your doctors, hospital, and drugs Check each 2027 plan’s network and drug list. A lower premium can cost more if your doctors or prescriptions are out of network.
- Compare the 2027 plans in Osceola Use the continuing-plan table above and Medicare Plan Finder. Confirm the plan is sold in Osceola for 2027 and is accepting enrollment.
- Enroll by December 7, 2026 Coverage chosen during the Annual Election Period starts January 1, 2027. If you miss it, the non-renewal SEP runs December 8, 2026 through February 28, 2027.
- Check Medigap if you return to Original Medicare The federal guaranteed-issue window is 60 days before the plan ends through 63 days after. For a December 31, 2026 ending, that is November 1, 2026 through March 4, 2027.
If you do nothing
If your Medicare Advantage plan is non-renewed and you do not enroll in a replacement, your coverage ends on December 31, 2026. You return to Original Medicare on January 1, 2027. You may lose dental, vision, hearing, fitness, and other extra benefits that were included in the MA plan.
If your MA plan included Part D, you may also lose drug coverage. You can join a stand-alone Part D plan, but waiting can create a coverage gap and a late-enrollment penalty. If you return to Original Medicare and want a Medigap policy, the guaranteed-issue window is limited; applying after it closes can mean medical underwriting.
2027 deadlines for Osceola
| Event | Date | What it means |
|---|---|---|
| Annual Election Period (AEP) | October 15 – December 7, 2026 | Join a 2027 Medicare Advantage or Part D plan. A plan chosen here starts January 1, 2027. |
| Non-renewal Special Enrollment Period | December 8, 2026 – February 28, 2027 | For people whose Medicare Advantage plan is leaving. You can switch to another MA plan or return to Original Medicare. |
| 2027 plan year begins | January 1, 2027 | If you do nothing, a non-renewed Medicare Advantage plan ends and you return to Original Medicare. |
| Medicare Advantage Open Enrollment Period | January 1 – March 31, 2027 | If you are already in a Medicare Advantage plan, you can make one change during this window. |
| Medigap guaranteed-issue window | November 1, 2026 – March 4, 2027 | If your MA plan is leaving, you can buy a Medigap policy without medical underwriting during this federal window. |
Medicare resources
- Medicare Plan Finder — compare every plan in your area and enroll.
- 1-800-MEDICARE (1-800-633-4227) — 24 hours a day, 7 days a week.
- Serving Health Insurance Needs of Elders (SHINE) — 1-800-963-5337, free local counseling.
Osceola Medicare Advantage questions
Is my Medicare Advantage plan leaving Osceola in 2027?
Use the plan table above or the lookup tool. 14 of the 101 2026 Medicare Advantage plans in Osceola are marked as terminated or non-renewed for 2027. The other 87 plans are continuing, but some are changing their plan ID or service area.
How many 2027 Medicare Advantage plans are left in Osceola?
The crosswalk lists 102 distinct 2027 contract-plan targets for Osceola. This is a derived count: the crosswalk maps plans, not county service areas. Confirm that a specific plan is sold in your county for 2027 with Medicare Plan Finder or the plan itself.
What happens if I do nothing?
If your plan is non-renewed, coverage ends December 31, 2026. On January 1, 2027 you return to Original Medicare. You may lose extra benefits, and a Medicare Advantage plan that included Part D may leave you without drug coverage. You can still use the non-renewal SEP through February 28, 2027 to join another plan.
What is the deadline to change plans?
The Annual Election Period runs October 15 through December 7, 2026. If your plan is leaving, the non-renewal Special Enrollment Period runs December 8, 2026 through February 28, 2027. If you return to Original Medicare and want Medigap, the federal guaranteed-issue window for a December 31 plan ending is November 1, 2026 through March 4, 2027.
Where can I get free help in Florida?
Serving Health Insurance Needs of Elders (SHINE) provides free, unbiased counseling. Call 1-800-963-5337 or visit the state SHIP page. You can also call 1-800-MEDICARE (1-800-633-4227) or use Medicare Plan Finder.
Does this page include every plan sold in my county?
No. Our plan list comes from the CMS CPSC files and includes Medicare Advantage plans with county-level enrollment. It excludes most employer group plans, PACE plans, and cost plans. If your plan is not listed, call the plan or Medicare.gov to confirm its 2027 status.
Why do you not show the 2027 premium?
The CPSC contract and enrollment files do not include 2027 premiums or drug deductibles. We do not estimate them. Confirm the premium, drug list, and network directly with the plan or Medicare Plan Finder.
Sources and data notes
Data version 2026-11-05; last updated November 5, 2026. Plan status comes from the CMS 2027 Part C&D Plan Crosswalk. Enrollment comes from the October 2026 CPSC county file. Star ratings are 2027 contract-level Part C ratings. Read the methodology and limitations.
- Monthly Enrollment by Contract/Plan/State/County (CPSC), October 2026 — Centers for Medicare & Medicaid Services.
- 2027 Part C&D Plan Crosswalk — Centers for Medicare & Medicaid Services.
- 2027 Star Ratings Data Tables — Centers for Medicare & Medicaid Services.
- MA Plan Directory — Centers for Medicare & Medicaid Services.
- Medicare Advantage in 2026: Enrollment Update and Key Trends — KFF.
- CNN: More than 3 million Medicare Advantage enrollees need to find new plans for 2027 — Better Medicare Alliance.
- Medicare Advantage insurer exits pile up for 2027 — Modern Healthcare.
- CMS Finalizes 2027 Medicare Advantage Rates: 1,471 Counties, 32 Carriers — SeniorWire.
Compiled and checked by the Medicare Plan Exits editorial team against the CMS source files listed above. This page is information only and is not insurance advice or a recommendation of any plan. Medicare Plan Exits is not affiliated with CMS, HHS, or Medicare.gov.