Independent guide. Not affiliated with CMS, HHS, or Medicare.gov. Data updated November 5, 2026

2027 Medicare Advantage exits · FL county detail

Medicare Advantage Plans Leaving Hernando, FL in 2027

4,140 Medicare Advantage members in Hernando are in plans that CMS lists as non-renewed for 2027. That is 10.2% of the county’s 40,559 county-level MA members.

4,140 Affected members in non-renewed plans.
10 2026 plans ending in Hernando.
90 2027 plan targets in the CMS crosswalk.
4.2 Average 2027 Part C rating, weighted by 2026 enrollment.

Check your plan in Hernando

Five-digit ZIP only. The lookup runs in your browser.

What is happening in Hernando

The October 2026 CMS enrollment file shows 40,559 Medicare Advantage members in Hernando across 79 contract-plan combinations. The CMS 2027 crosswalk marks 10 of those plans as terminated or non-renewed, leaving 4,140 members (10.2%) in plans that end December 31, 2026.

The largest single exit is Humana Full Access Giveback H5216-393 (PPO) from Humana, with 1,680 members (4.1% of the county’s MA enrollment). The largest affected organization is Humana, with 3,267 affected members.

69 other plans are marked continuing for 2027. Some are “Renewal Plan with SAR” (service area reduced), “Renewal Plan with SAE” (service area expanded), or “Consolidated Renewal Plan” (plan ID or plan structure changes). A continuing plan is not automatically unchanged, so check the plan detail and confirm your doctors and drugs.

Plans ending in Hernando

The table lists every 2026 plan in the county that the 2027 crosswalk marks as terminated or non-renewed, sorted by 2026 enrollment. The last column shows other 2027 plans in the same county from the plan’s own carrier where available. It is not a recommendation.

2026 Medicare Advantage plans ending in Hernando, FL
Plan Carrier Type 2026 members County share 2027 status Other 2027 plans in county
Humana Full Access Giveback H5216-393 (PPO) Humana Local PPO 1,680 4.1% Exiting in 2027 Exiting (non-renewed for 2027) Humana Dual Integrated (HMO D-SNP) (Humana)
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (Humana)
Humana Full Access Giveback H7617-111 (PPO) Humana Local PPO 1,130 2.8% Exiting in 2027 Exiting (non-renewed for 2027) Humana Dual Integrated (HMO D-SNP) (Humana)
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (Humana)
Advantage Care COPD by Ultimate (HMO C-SNP) Ultimate Health Plans HMO / HMO-POS
Chronic or Disabling Condition
706 1.7% Exiting in 2027 Exiting (non-renewed for 2027) Advantage Care by Ultimate (HMO C-SNP) (Ultimate Health Plans)
Advantage Plus by Ultimate (Full) (HMO D-SNP) (Ultimate Health Plans)
HumanaChoice Florida H7617-109 (PPO) Humana Local PPO 232 0.6% Exiting in 2027 Exiting (non-renewed for 2027) Humana Dual Integrated (HMO D-SNP) (Humana)
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (Humana)
Humana Direct Choice Giveback (PPO) Humana Local PPO 129 0.3% Exiting in 2027 Exiting (non-renewed for 2027) Humana Dual Integrated (HMO D-SNP) (Humana)
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (Humana)
Humana Direct Choice Giveback (PPO) Humana Local PPO 96 0.2% Exiting in 2027 Exiting (non-renewed for 2027) Humana Dual Integrated (HMO D-SNP) (Humana)
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) (Humana)
Simply More (HMO) Simply Healthcare Plans, Inc. HMO / HMO-POS 74 0.2% Exiting in 2027 Exiting (non-renewed for 2027) Simply Complete Platinum (HMO D-SNP) (Simply Healthcare Plans, Inc.)
Simply Complete Platinum (HMO D-SNP) (Simply Healthcare Plans, Inc.)
Simply Extra Platinum (HMO) Simply Healthcare Plans, Inc. HMO / HMO-POS 36 0.1% Exiting in 2027 Exiting (non-renewed for 2027) Simply Complete Platinum (HMO D-SNP) (Simply Healthcare Plans, Inc.)
Simply Complete Platinum (HMO D-SNP) (Simply Healthcare Plans, Inc.)
AARP Medicare Advantage CareFlex from UHC FL-32 (HMO-POS) UnitedHealthcare HMO / HMO-POS 36 0.1% Exiting in 2027 Exiting (non-renewed for 2027) AARP Medicare Advantage from UHC FL-0006 (HMO-POS) (UnitedHealthcare)
AARP Medicare Advantage from UHC FL-0013 (HMO-POS) (UnitedHealthcare)
Simply Level Platinum (HMO C-SNP) Simply Healthcare Plans, Inc. HMO / HMO-POS
Chronic or Disabling Condition
21 0.1% Exiting in 2027 Exiting (non-renewed for 2027) Simply Complete Platinum (HMO D-SNP) (Simply Healthcare Plans, Inc.)
Simply Complete Platinum (HMO D-SNP) (Simply Healthcare Plans, Inc.)

“Other 2027 plans” means a plan listed as continuing in the same county. It does not confirm that the plan is accepting new members, that your doctors are in network, or that your drugs are covered.

Plans continuing in Hernando

These plans are listed as continuing for 2027. The table shows the 20 largest by 2026 enrollment; the full list is below. A “Continuing” label does not mean the premium, network, or drug list stayed the same.

2027 continuing plans in Hernando (top 20 by 2026 enrollment)
2026 plan 2027 plan Carrier 2026 members 2027 status
Optimum Diamond Rewards (HMO C-SNP) Same plan name Optimum HealthCare, Inc. 6,147 Continuing in 2027 Continuing unchanged
Optimum Gold Plus Plan (HMO) Same plan name Optimum HealthCare, Inc. 3,739 Continuing in 2027 Continuing unchanged
Humana Gold Plus Giveback H1036-265 (HMO) Same plan name Humana 3,134 Continuing in 2027 Continuing unchanged
Advantage Care by Ultimate (HMO C-SNP) Same plan name Ultimate Health Plans 2,790 Continuing in 2027 Continuing unchanged
AARP Medicare Advantage from UHC FL-0019 (PPO) Same plan name UnitedHealthcare 1,512 Continuing in 2027 Continuing unchanged
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Same plan name Humana 1,394 Continuing in 2027 Continuing unchanged
Optimum Diamond Rewards COPD (HMO C-SNP) Same plan name Optimum HealthCare, Inc. 1,359 Continuing in 2027 Continuing unchanged
Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP) Humana Dual Select H1036-314 (HMO D-SNP) Humana 1,306 Continuing in 2027 Continuing — some plan options change
Humana Gold Plus H1036-025 (HMO) Same plan name Humana 1,176 Continuing in 2027 Continuing unchanged
AARP Medicare Advantage from UHC FL-0013 (HMO-POS) Same plan name UnitedHealthcare 1,153 Continuing in 2027 Continuing unchanged
UHC Dual Complete FL-D002 (HMO-POS D-SNP) UHC Dual Complete FL-QV2 (HMO-POS D-SNP) UnitedHealthcare 946 Continuing in 2027 Continuing — some plan options change
Optimum Gold Rewards Plan (HMO) Same plan name Optimum HealthCare, Inc. 930 Continuing in 2027 Continuing unchanged
Premier by Ultimate (HMO) Same plan name Ultimate Health Plans 900 Continuing in 2027 Continuing unchanged
Optimum Platinum Plan (HMO) Same plan name Optimum HealthCare, Inc. 859 Continuing in 2027 Continuing unchanged
UHC Dual Complete FL-Y5 (HMO-POS D-SNP) UHC Dual Complete FL-Y8 (HMO-POS D-SNP) UnitedHealthcare 739 Continuing in 2027 Continuing — service area reduced
Optimum Emerald Partial (HMO D-SNP) Same plan name Optimum HealthCare, Inc. 672 Continuing in 2027 Continuing unchanged
BlueMedicare Value (PPO) Same plan name Florida Blue 511 Continuing in 2027 Continuing unchanged
Aetna Medicare Signature (PPO) Aetna Medicare Signature Legacy (PPO) Aetna Medicare 463 Continuing in 2027 Continuing unchanged
Humana Gold Plus Lung (HMO C-SNP) Same plan name Humana 462 Continuing in 2027 Continuing unchanged
HumanaChoice Florida H5216-304 (PPO) Humana Value Choice (PPO) Humana 448 Continuing in 2027 Continuing — plan ID may change
Show all 69 continuing plans
All 2027 continuing plan targets in Hernando
2026 plan 2027 plan Carrier 2026 members 2027 status
Optimum Diamond Rewards (HMO C-SNP) Same plan name Optimum HealthCare, Inc. 6,147 Continuing in 2027 Continuing unchanged
Optimum Gold Plus Plan (HMO) Same plan name Optimum HealthCare, Inc. 3,739 Continuing in 2027 Continuing unchanged
Humana Gold Plus Giveback H1036-265 (HMO) Same plan name Humana 3,134 Continuing in 2027 Continuing unchanged
Advantage Care by Ultimate (HMO C-SNP) Same plan name Ultimate Health Plans 2,790 Continuing in 2027 Continuing unchanged
AARP Medicare Advantage from UHC FL-0019 (PPO) Same plan name UnitedHealthcare 1,512 Continuing in 2027 Continuing unchanged
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Same plan name Humana 1,394 Continuing in 2027 Continuing unchanged
Optimum Diamond Rewards COPD (HMO C-SNP) Same plan name Optimum HealthCare, Inc. 1,359 Continuing in 2027 Continuing unchanged
Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP) Humana Dual Select H1036-314 (HMO D-SNP) Humana 1,306 Continuing in 2027 Continuing — some plan options change
Humana Gold Plus H1036-025 (HMO) Same plan name Humana 1,176 Continuing in 2027 Continuing unchanged
AARP Medicare Advantage from UHC FL-0013 (HMO-POS) Same plan name UnitedHealthcare 1,153 Continuing in 2027 Continuing unchanged
UHC Dual Complete FL-D002 (HMO-POS D-SNP) UHC Dual Complete FL-QV2 (HMO-POS D-SNP) UnitedHealthcare 946 Continuing in 2027 Continuing — some plan options change
Optimum Gold Rewards Plan (HMO) Same plan name Optimum HealthCare, Inc. 930 Continuing in 2027 Continuing unchanged
Premier by Ultimate (HMO) Same plan name Ultimate Health Plans 900 Continuing in 2027 Continuing unchanged
Optimum Platinum Plan (HMO) Same plan name Optimum HealthCare, Inc. 859 Continuing in 2027 Continuing unchanged
UHC Dual Complete FL-Y5 (HMO-POS D-SNP) UHC Dual Complete FL-Y8 (HMO-POS D-SNP) UnitedHealthcare 739 Continuing in 2027 Continuing — service area reduced
Optimum Emerald Partial (HMO D-SNP) Same plan name Optimum HealthCare, Inc. 672 Continuing in 2027 Continuing unchanged
BlueMedicare Value (PPO) Same plan name Florida Blue 511 Continuing in 2027 Continuing unchanged
Aetna Medicare Signature (PPO) Aetna Medicare Signature Legacy (PPO) Aetna Medicare 463 Continuing in 2027 Continuing unchanged
Humana Gold Plus Lung (HMO C-SNP) Same plan name Humana 462 Continuing in 2027 Continuing unchanged
HumanaChoice Florida H5216-304 (PPO) Humana Value Choice (PPO) Humana 448 Continuing in 2027 Continuing — plan ID may change
AARP Medicare Advantage from UHC FL-0006 (HMO-POS) Same plan name UnitedHealthcare 419 Continuing in 2027 Continuing unchanged
Wellcare Simple (HMO) Wellcare Simple (HMO-POS) Wellcare 384 Continuing in 2027 Continuing unchanged
UHC Dual Complete FL-D003 (PPO D-SNP) UHC Dual Complete FL-Q1 (PPO D-SNP) UnitedHealthcare 383 Continuing in 2027 Continuing unchanged
Humana Dual Integrated (HMO D-SNP) Same plan name Humana 358 Continuing in 2027 Continuing unchanged
Advantage Plus by Ultimate (Partial) (HMO D-SNP) Same plan name Ultimate Health Plans 358 Continuing in 2027 Continuing unchanged
Humana Gold Plus SNP-DE H1036-102 (HMO D-SNP) Humana Dual Select H1036-102 (HMO D-SNP) Humana 330 Continuing in 2027 Continuing — some plan options change
UHC Complete Care FL-14 (HMO-POS C-SNP) Same plan name UnitedHealthcare 291 Continuing in 2027 Continuing unchanged
HumanaChoice Florida H5216-072 (PPO) Humana Value Choice (PPO) Humana 248 Continuing in 2027 Continuing — plan ID may change
UHC Dual Complete FL-Y4 (PPO D-SNP) UHC Dual Complete FL-Y7 (PPO D-SNP) UnitedHealthcare 241 Continuing in 2027 Continuing unchanged
Aetna Medicare Signature (PPO) Same plan name Aetna Medicare 238 Continuing in 2027 Continuing unchanged
BlueMedicare Premier (HMO) Same plan name Florida Blue HMO 228 Continuing in 2027 Continuing unchanged
Wellcare Giveback (HMO) Wellcare Giveback (HMO-POS) Wellcare 215 Continuing in 2027 Continuing unchanged
Humana USAA Honor Giveback (PPO) Same plan name Humana 185 Continuing in 2027 Continuing — service area reduced
Optimum Emerald Full (HMO D-SNP) Same plan name Optimum HealthCare, Inc. 181 Continuing in 2027 Continuing — service area reduced
HumanaChoice Florida SNP-DE H5216-394 (PPO D-SNP) Humana Dual Select H5216-394 (PPO D-SNP) Humana 151 Continuing in 2027 Continuing — some plan options change
Aetna Medicare Dual Select (HMO D-SNP) Aetna Medicare QMB Only Select (HMO D-SNP) Aetna Medicare 150 Continuing in 2027 Continuing — plan ID may change
Wellcare Sunshine Health Dual Align (HMO D-SNP) Same plan name Wellcare 97 Continuing in 2027 Continuing — plan ID may change
Humana Gold Plus - Diabetes and Heart (HMO C-SNP) Same plan name Humana 94 Continuing in 2027 Continuing unchanged
Wellcare Dual Access Sync (HMO D-SNP) Wellcare Sunshine Health Dual Align (HMO D-SNP) Wellcare 91 Continuing in 2027 Continuing — plan ID may change
Freedom VIP Savings (HMO C-SNP) Same plan name Freedom Health, Inc. 85 Continuing in 2027 Continuing unchanged
Aetna Medicare Select (HMO) Same plan name Aetna Medicare 81 Continuing in 2027 Continuing — plan ID may change
DEVOTED CHOICE GIVEBACK 008 FL (PPO) Same plan name Devoted Health 73 Continuing in 2027 Continuing — service area expanded
Freedom Medi-Medi Partial (HMO D-SNP) Same plan name Freedom Health, Inc. 71 Continuing in 2027 Continuing unchanged
DEVOTED DUAL PLUS 052 FL (HMO D-SNP) DEVOTED DUAL QMB 052 FL (HMO D-SNP) Devoted Health 68 Continuing in 2027 Continuing — plan ID may change
BlueMedicare Classic (HMO) Same plan name Florida Blue HMO 66 Continuing in 2027 Continuing unchanged
Humana USAA Honor Giveback (HMO) Same plan name Humana 55 Continuing in 2027 Continuing unchanged
Advantage Plus by Ultimate (Full) (HMO D-SNP) Same plan name Ultimate Health Plans 55 Continuing in 2027 Continuing unchanged
DEVOTED GIVEBACK 051 FL (HMO) Same plan name Devoted Health 54 Continuing in 2027 Continuing unchanged
AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) Same plan name UnitedHealthcare 46 Continuing in 2027 Continuing — service area reduced
Aetna Medicare Signature (PPO) Same plan name Aetna Medicare 43 Continuing in 2027 Continuing — service area reduced
Simply Complete Platinum (HMO D-SNP) Same plan name Simply Healthcare Plans, Inc. 37 Continuing in 2027 Continuing — plan ID may change
UHC Dual Complete FL-Y001 (HMO-POS D-SNP) UHC Dual Complete FL-YL (HMO-POS D-SNP) UnitedHealthcare 37 Continuing in 2027 Continuing — some plan options change
Optimum Diamond (HMO C-SNP) Same plan name Optimum HealthCare, Inc. 36 Continuing in 2027 Continuing unchanged
Aetna Medicare Chronic Care (HMO C-SNP) Same plan name Aetna Medicare 33 Continuing in 2027 Continuing — plan ID may change
Freedom VIP Savings COPD (HMO C-SNP) Same plan name Freedom Health, Inc. 29 Continuing in 2027 Continuing unchanged
Aetna Medicare Eagle Giveback (PPO) Same plan name Aetna Medicare 27 Continuing in 2027 Continuing — service area reduced
UHC Nursing Home Plan FL-F001 (PPO I-SNP) Same plan name UnitedHealthcare 27 Continuing in 2027 Continuing unchanged
Humana USAA Honor Giveback (PPO) Same plan name Humana 25 Continuing in 2027 Continuing unchanged
Gold Heart & Diabetes (HMO-POS C-SNP) Same plan name Gold Kidney Health Plan 23 Continuing in 2027 Continuing unchanged
Wellcare Dual Reserve (HMO D-SNP) Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) Wellcare 22 Continuing in 2027 Continuing — service area reduced
Aetna Medicare Full Dual Select (HMO D-SNP) Same plan name Aetna Medicare 21 Continuing in 2027 Continuing — plan ID may change
Freedom VIP Care (HMO C-SNP) Same plan name Freedom Health, Inc. 21 Continuing in 2027 Continuing unchanged
Aetna Medicare Dual Select (HMO D-SNP) Aetna Medicare QMB Only Select (HMO D-SNP) Aetna Medicare 17 Continuing in 2027 Continuing — plan ID may change
DEVOTED CORE 058 FL (HMO) Same plan name Devoted Health 17 Continuing in 2027 Continuing unchanged
Longevity Health Plan (HMO I-SNP) Same plan name Longevity Health Plan 15 Continuing in 2027 Continuing unchanged
Freedom Medi-Medi Full (HMO D-SNP) Same plan name Freedom Health, Inc. 14 Continuing in 2027 Continuing — service area reduced
HealthSpring Preferred (HMO) Same plan name HealthSpring 14 Continuing in 2027 Continuing — service area reduced
Simply Complete (HMO D-SNP) Simply Complete Platinum (HMO D-SNP) Simply Healthcare Plans, Inc. 13 Continuing in 2027 Continuing — plan ID may change
SECUR Enhanced (HMO I-SNP) Same plan name SECUR Health Plan 12 Continuing in 2027 Continuing unchanged

Your 5-step action plan

  1. Match the notice to your plan ID Your non-renewal letter should name the contract and plan ID. Compare it with the table above. Non-renewal notices for December 31 contract endings must be sent by October 2, 2026.
  2. List your doctors, hospital, and drugs Check each 2027 plan’s network and drug list. A lower premium can cost more if your doctors or prescriptions are out of network.
  3. Compare the 2027 plans in Hernando Use the continuing-plan table above and Medicare Plan Finder. Confirm the plan is sold in Hernando for 2027 and is accepting enrollment.
  4. Enroll by December 7, 2026 Coverage chosen during the Annual Election Period starts January 1, 2027. If you miss it, the non-renewal SEP runs December 8, 2026 through February 28, 2027.
  5. Check Medigap if you return to Original Medicare The federal guaranteed-issue window is 60 days before the plan ends through 63 days after. For a December 31, 2026 ending, that is November 1, 2026 through March 4, 2027.

If you do nothing

If your Medicare Advantage plan is non-renewed and you do not enroll in a replacement, your coverage ends on December 31, 2026. You return to Original Medicare on January 1, 2027. You may lose dental, vision, hearing, fitness, and other extra benefits that were included in the MA plan.

If your MA plan included Part D, you may also lose drug coverage. You can join a stand-alone Part D plan, but waiting can create a coverage gap and a late-enrollment penalty. If you return to Original Medicare and want a Medigap policy, the guaranteed-issue window is limited; applying after it closes can mean medical underwriting.

2027 deadlines for Hernando

2027 Medicare Advantage dates for Hernando, FL
Event Date What it means
Annual Election Period (AEP) October 15 – December 7, 2026 Join a 2027 Medicare Advantage or Part D plan. A plan chosen here starts January 1, 2027.
Non-renewal Special Enrollment Period December 8, 2026 – February 28, 2027 For people whose Medicare Advantage plan is leaving. You can switch to another MA plan or return to Original Medicare.
2027 plan year begins January 1, 2027 If you do nothing, a non-renewed Medicare Advantage plan ends and you return to Original Medicare.
Medicare Advantage Open Enrollment Period January 1 – March 31, 2027 If you are already in a Medicare Advantage plan, you can make one change during this window.
Medigap guaranteed-issue window November 1, 2026 – March 4, 2027 If your MA plan is leaving, you can buy a Medigap policy without medical underwriting during this federal window.

Medicare resources

Hernando Medicare Advantage questions

Is my Medicare Advantage plan leaving Hernando in 2027?

Use the plan table above or the lookup tool. 10 of the 79 2026 Medicare Advantage plans in Hernando are marked as terminated or non-renewed for 2027. The other 69 plans are continuing, but some are changing their plan ID or service area.

How many 2027 Medicare Advantage plans are left in Hernando?

The crosswalk lists 90 distinct 2027 contract-plan targets for Hernando. This is a derived count: the crosswalk maps plans, not county service areas. Confirm that a specific plan is sold in your county for 2027 with Medicare Plan Finder or the plan itself.

What happens if I do nothing?

If your plan is non-renewed, coverage ends December 31, 2026. On January 1, 2027 you return to Original Medicare. You may lose extra benefits, and a Medicare Advantage plan that included Part D may leave you without drug coverage. You can still use the non-renewal SEP through February 28, 2027 to join another plan.

What is the deadline to change plans?

The Annual Election Period runs October 15 through December 7, 2026. If your plan is leaving, the non-renewal Special Enrollment Period runs December 8, 2026 through February 28, 2027. If you return to Original Medicare and want Medigap, the federal guaranteed-issue window for a December 31 plan ending is November 1, 2026 through March 4, 2027.

Where can I get free help in Florida?

Serving Health Insurance Needs of Elders (SHINE) provides free, unbiased counseling. Call 1-800-963-5337 or visit the state SHIP page. You can also call 1-800-MEDICARE (1-800-633-4227) or use Medicare Plan Finder.

Does this page include every plan sold in my county?

No. Our plan list comes from the CMS CPSC files and includes Medicare Advantage plans with county-level enrollment. It excludes most employer group plans, PACE plans, and cost plans. If your plan is not listed, call the plan or Medicare.gov to confirm its 2027 status.

Why do you not show the 2027 premium?

The CPSC contract and enrollment files do not include 2027 premiums or drug deductibles. We do not estimate them. Confirm the premium, drug list, and network directly with the plan or Medicare Plan Finder.

Sources and data notes

Data version 2026-11-05; last updated November 5, 2026. Plan status comes from the CMS 2027 Part C&D Plan Crosswalk. Enrollment comes from the October 2026 CPSC county file. Star ratings are 2027 contract-level Part C ratings. Read the methodology and limitations.

  1. Monthly Enrollment by Contract/Plan/State/County (CPSC), October 2026 — Centers for Medicare & Medicaid Services.
  2. 2027 Part C&D Plan Crosswalk — Centers for Medicare & Medicaid Services.
  3. 2027 Star Ratings Data Tables — Centers for Medicare & Medicaid Services.
  4. MA Plan Directory — Centers for Medicare & Medicaid Services.
  5. Medicare Advantage in 2026: Enrollment Update and Key Trends — KFF.
  6. CNN: More than 3 million Medicare Advantage enrollees need to find new plans for 2027 — Better Medicare Alliance.
  7. Medicare Advantage insurer exits pile up for 2027 — Modern Healthcare.
  8. CMS Finalizes 2027 Medicare Advantage Rates: 1,471 Counties, 32 Carriers — SeniorWire.

Compiled and checked by the Medicare Plan Exits editorial team against the CMS source files listed above. This page is information only and is not insurance advice or a recommendation of any plan. Medicare Plan Exits is not affiliated with CMS, HHS, or Medicare.gov.